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316 W 3rd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 316 W 3rd St, Waterloo, IA 50701 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1912
Square Footage7,656 sqft Gross Area
Lot Size13,200 sqft (0.303 acres)
Last Sale$180,900 (2026)
Tax Bill$3,904.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-26-210-006

Interior

Building Area7,656 sqft Gross Area
1st Floor4,196 sqft 1st Floor
Basement Area3,360 sqft Basement
Unfinished Basement3,360 sqft Unfinished
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialBrick Exterior
Construction TypeConcrete Blocks Construction
Fire Resistance ClassBuildings having wood or wood and steel frames.
Roof MaterialRoll Tar & Gravel Roof
Lot Area13,200 sqft (0.303 acres)
Depth X Width120 ft x 110 ft Depth x Width
Deck AreaDeck Area
Patio Area2 sqft Patio

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address316 W 3RD ST
CityWATERLOO
StateIA
Zip50701-1413
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionORIGINAL PLAT WATERLOO WEST NE 110 FT LOTS 9 AND 10 BLK 14
Legal Range13W
Legal Township89N
Legal Section26
Legal SubdivisionORIGINAL PLAT WATERLOO WEST
Legal Block14
Legal Lot Number9,10
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2061
Census Tract100

Owner

Source: Black Hawk County records · APN 8913-26-210-006

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address360 WESTFIELD AVE, 200, WATERLOO, IA 50701-1325
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2026Warranty Deed, Transfer
Jan 06, 2026Contract Sale, Transfer · Land Contract (Agreement of Sale)
KISTNER ENTERPRISES LLC
Jan 06, 2026Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 06, 2026 · Amount on Record
Deed SaleJan 06, 2026 · Amount on Record
Prior SaleJan 06, 2026 · Amount on Record
Deed Doc Number2026159
Record RefreshedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJan 06, 2026
Property Address316 W 3RD ST, WATERLOO, IA 50701-1413
Document Number0202600184
Instrument DateDec 31, 2025
Instrument2026-00184
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$288.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 WESTFIELD AVE STE 200, 200, WATERLOO, IA 50701-1325

January 2026: Contract Sale, Transfer

Document TypeContract Sale
JurisdictionBLACK HAWK IA
Recording DateJan 06, 2026
Property Address316 W 3RD ST, WATERLOO, IA 50701-1413
Document Number0202600159
Instrument DateDec 31, 2025
Instrument2026-00159
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 WESTFIELD AVE STE 200, 200, WATERLOO, IA 50701-1325

Mortgage

DateJan 06, 2026
Lender
NameKISTNER ENTERPRISES LLC
TypeNon-Lending Institution
Agreement
TypeLand Contract (Agreement of Sale)
AmountAmount Recorded

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateJan 06, 2026
Property Address316 W 3RD ST, WATERLOO, IA 50701-1413
Document Number0202600158
Instrument DateDec 31, 2025
Instrument2026-00158
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

AmountAmount Recorded
Tax$367.20
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address360 WESTFIELD AVE STE 200, 200, WATERLOO, IA 50701-1325

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,904.00$179,990 (-) Land $79,200 Building $100,790$179,990 (-) Land $79,200 Building $100,790
2024$3,904.00 (+107.88%)
2023$179,990 (+110.42%) Land $79,200 Building $100,790$179,990 (+110.42%) Land $79,200 Building $100,790
2022$1,878.00$85,540 Land $26,400 Building $59,140
2021$85,540 Land $26,400 Building $59,140

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardReduced by levee
depends on levee performance
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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