Saginaw County property record for 6182 Willard Rd, Birch Run, MI 48415
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,692 sqft · built 1979 |
| Lot Size | 9.75 acres (424,971 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Oct 2021) |
| Tax Bill | $172 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-6-31-4003-001 |
| Primary APN | 05-10-6-31-4003-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,692 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Basement Area | 1,128 sqft |
| Unfinished Basement | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Multi-Family |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 424,971 sqft (9.75 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 834 sqft |
| Deck Area | Deck Area |
| Patio Area | 672 sqft |
| Total Buildings | 3 Buildings |
| Heating System | Hot Water |
|---|
| Street Address | 6182 WILLARD RD |
|---|---|
| City | BIRCH RUN |
| State | MI |
| Zip | 48415-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | E 1/4 OF SW 1/4 OF SE 1/4 10.006 ACRES SEC 31 T10N R6E |
| Legal Range | 06E |
| Legal Township | 10N |
| Legal Section | 31 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BIRCH RUN |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 13100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6182 WILLARD RD, BIRCH RUN, MI 48415-8771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC |
| Feb 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2021 · Amount on Record |
| Deed Sale | Oct 5, 2021 · Amount on Record |
| Prior Sale | Sep 4, 2014 · Amount on Record |
| Deed Document Number | 202132322 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Oct 5, 2021 |
| Property Address | 6182 WILLARD RD, BIRCH RUN, MI 48415-8771 |
| Document Number | 2021032322 |
| Instrument Date | Sep 21, 2021 |
| Instrument | 2021032322 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6182 WILLARD RD, 6182, BIRCH RUN, MI 48415-8771 |
| Name | Verified Name |
|---|---|
| Address | 6182 W WILLARD, FENTON, MI 48507 |
| Document Number | 2021032323 |
|---|---|
| Date | Oct 5, 2021 |
| Instrument | 2021032323 |
| Name | GUARDIAN MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 6182 WILLARD RD, BIRCH RUN, MI 48415-8771 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 6182 WILLARD RD, BIRCH RUN, MI 48415-8771 |
| Document Number | 0000005669 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021005669 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Aug 1, 2045 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Birch Run Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,900 (+35.2%) | $351,800 (+35.2%) | |
| 2025 | $172.00 (-95.82%) Homeowner's exemption | ||
| 2024 | $4,110.00 (+15.68%) | ||
| 2023 | $130,100 | $260,200 | |
| 2022 | $3,553.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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