Lorain County property record for 6174 James Dr, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,066 sqft · built 2022 |
| Owner | Individual Name on Record |
| Last Sale | $422,025 (Jul 2022) |
| Tax Bill | $6,527 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-007-000-258 |
| Primary APN | 02-03-007-000-258 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,066 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Garage Type | Attached |
| Garage Area | 188 sqft |
| Porch | Open Porch |
| Porch Area | 113 sqft |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|
| Street Address | 6174 JAMES DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-4375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY SPRINGS SUB NO 2 50.00 X 100.00 |
| Legal Lot Number | 26 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 97201 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 6174 JAMES DR, LORAIN, OH 44053-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Survivorship Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Apr 4, 2022 | Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 20, 2022 · Amount on Record |
| Deed Sale | Jul 20, 2022 · Amount on Record |
| Prior Sale | Apr 4, 2022 · Amount on Record |
| Deed Document Number | 2022004444 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 20, 2022 |
| Property Address | 6174 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000883949 |
| Map Reference | VOL 111 PG 62 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-0883949 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6174 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000883950 |
|---|---|
| Date | Jul 20, 2022 |
| Instrument | 2022-0883950 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 4, 2022 |
| Property Address | 6174 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000869668 |
| Map Reference | VOL 111 PG 62 |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022-0869668 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6770 W SNOWVILLE RD # 100, 100, BRECKSVILLE, OH 44141-3272 |
| Investor | Possibly a Property Investor |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,527.00 | $154,580 (%) Land $35,000 Building $119,580 | $441,660 (-) Land $100,000 Building $341,660 |
| 2024 | $6,527.00 (-8.7%) | $154,581 (+6.52%) Land $35,000 Building $119,581 | $441,660 (+6.52%) Land $100,000 Building $341,660 |
| 2023 | $7,149.00 | $145,117 (+842.32%) Land $19,250 Building $125,867 | $414,620 (+842.32%) Land $55,000 Building $359,620 |
| 2022 | $15,400 Land $15,400 | ||
| 2021 | $44,000 Land $44,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 48 units insured incl. 46 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Breezeline, Verizon.
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