Lorain County property record for 6178 James Dr, Lorain, OH 44053 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,964 sqft · built 2022 |
| Lot Size | 0.114 acres (4,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,600 (Nov 2022) |
| Tax Bill | $5,190 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-007-000-257 |
| Primary APN | 02-03-007-000-257 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,964 sqft Living Area |
| Gross Area | 2,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,999 sqft (0.114 acres) |
| Garage Type | Attached |
| Garage Area | 212 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 6178 JAMES DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-4375 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANDY SPRINGS SUB NO 2 50 X 100 |
| Legal Subdivision | SANDY SPRINGS SUB NO 2 |
| Legal Lot Number | 25 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 97201 |
Source: Lorain County records · APN 02-03-007-000-257
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6178 JAMES DR, LORAIN, OH 44053-4375 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORPORATION |
| Nov 14, 2022 | Survivorship Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Jul 11, 2022 | Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on Record |
| Deed Sale | Nov 14, 2022 · Amount on Record |
| Deed Document Number | 2022898338 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 01, 2026 |
| Property Address | 6178 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000094101 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202694101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 6178 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000094101, |
|---|---|
| Date | May 01, 2026 |
| Instrument | 202694101 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 14, 2022 |
| Property Address | 6178 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000898338 |
| Map Reference | VOL 111 PG 62 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022-0898338 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6178 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000898339 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 2022-0898339 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 11, 2022 |
| Property Address | 6178 JAMES DR, LORAIN, OH 44053-4375 |
| Document Number | 0000882657 |
| Map Reference | VOL 111 PG 62 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 2022-0882657 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2024 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6770 W SNOWVILLE RD # 100, 100, BRECKSVILLE, OH 44141-3272 |
| Investor | Possibly a Property Investor |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,190.00 (+1.61%) | $122,910 (+%) Land $35,000 Building $87,910 | $351,160 (-) Land $100,000 Building $251,160 |
| 2024 | $5,108.00 (-14.04%) | $122,906 (+1.9%) Land $35,000 Building $87,906 | $351,160 (+1.9%) Land $100,000 Building $251,160 |
| 2023 | $5,942.00 | $120,610 (+683.18%) Land $19,250 Building $101,360 | $344,600 (+683.18%) Land $55,000 Building $289,600 |
| 2022 | $15,400 Land $15,400 | ||
| 2021 | $44,000 Land $44,000 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930972011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 48 units insured 46 under condo master policies |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Cogeco Cable Holdings II, Verizon, Brightspeed, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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