6166 James Dr, Lorain, OH 44053 Property Records

Lorain County property record for 6166 James Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,020 sqft · built 2023
Owner	Individual Name on File
Last Sale	$431,290 (May 2023)
Tax Bill	$6,561 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jan 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-03-007-000-260`

Property Details

APN / Parcel Number

Primary APN	`02-03-007-000-260`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	3,020 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6166 JAMES DR
City	LORAIN
State	OH
Zip	44053-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY SPRINGS SUB NO 2 50 X 100
Legal Lot Number	28
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

Source: Lorain County records · APN 02-03-007-000-260

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6166 JAMES DR, LORAIN, OH 44053-4375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Survivorship Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jan 18, 2023	Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2023 · Amount on Record
Deed Sale	May 12, 2023 · Amount on Record
Prior Sale	Jan 18, 2023 · Amount on Record
Deed Document Number	2023002310
Record Updated	Jun 08, 2026

May 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LORAIN OH
Recording Date	May 12, 2023
Property Address	6166 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000915493
Map Reference	VOL 111 PG 62
Instrument Date	Apr 21, 2023
Instrument	2023-0915493
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	6166 JAMES DR, LORAIN, OH 44053-4375

Mortgage

Document Number	0000915494
Date	May 12, 2023
Instrument	2023-0915494

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

Interest

January 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 18, 2023
Property Address	6166 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000903978
Map Reference	VOL 111 PG 62
Instrument Date	Oct 12, 2022
Instrument	2023-0903978
Transaction Type	Transfer
Record Updated	Aug 04, 2023
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,561.00	$155,380 (%) Land $35,000 Building $120,380	$443,950 (-) Land $100,000 Building $343,950
2024	$6,561.00 (+745.49%)	$155,383 (+908.98%) Land $35,000 Building $120,383	$443,950 (+908.98%) Land $100,000 Building $343,950
2023	$776.00	$15,400 (-) Land $15,400	$44,000 (-) Land $44,000
2022		$15,400 Land $15,400
2021			$44,000 Land $44,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II, Verizon.

Based on FCC filings for 328 locations within half a mile of this property.

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