6173 James Dr, Lorain, OH 44053 Property Records

Lorain County property record for 6173 James Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,108 sqft · built 2023
Owner	Individual Name on File
Last Sale	$321,610 (Jul 2023)
Tax Bill	$5,254 (2025)
Deeds & Mortgages	Dec 2024 Transfer Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-007-000-253`

Property Details

APN / Parcel Number

Primary APN	`02-03-007-000-253`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,108 sqft Living Area

Exterior

Year Built	Built 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6173 JAMES DR
City	LORAIN
State	OH
Zip	44053-4375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY SPRINGS SUB NO 2 50 X 110
Legal Lot Number	21
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1007
Census Tract	97201

Owner

6173 James Dr is owned and occupied by an individual who bought it in July 2023.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	6173 JAMES DR, LORAIN, OH 44053-4375
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Transfer on Death Deed, Transfer
Jul 27, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Apr 24, 2023	Limited Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on File
Deed Sale	Jul 27, 2023 · Amount on File
Prior Sale	Apr 24, 2023 · Amount on File
Deed Document Number	2023003897
Record Updated	Sep 20, 2026

December 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Dec 2, 2024
Property Address	6173 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000035166
Map Reference	VOL 111 PG 62
Instrument Date	Nov 27, 2024
Instrument	2024-0035166
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6173 JAMES DR, LORAIN, OH 44053-4375

July 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 27, 2023
Property Address	6173 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000923675
Map Reference	VOL 111 PG 62
Instrument Date	Jul 14, 2023
Instrument	2023-0923675
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6173 JAMES DR, LORAIN, OH 44053-4375

Mortgage

Document Number	0000923676
Date	Jul 27, 2023
Instrument	2023-0923676

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 24, 2023
Property Address	6173 JAMES DR, LORAIN, OH 44053-4375
Document Number	0000913365
Map Reference	VOL 111 PG 62
Instrument Date	Mar 17, 2023
Instrument	2023-0913365
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6770 W SNOWVILLE RD STE 100, 100, BRECKSVILLE, OH 44141-3272
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 6173 James Dr was $5,254.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,254.00	$124,430 (+%) Land $35,000 Building $89,430	$355,500 (-) Land $100,000 Building $255,500
2024	$5,254.00 (+577.06%)	$124,425 (+707.95%) Land $35,000 Building $89,425	$355,500 (+707.95%) Land $100,000 Building $255,500
2023	$776.00	$15,400 (-) Land $15,400	$44,000 Land $44,000
2022		$15,400 Land $15,400
2021			$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 6173 James Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	48 units insured incl. 46 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6173 James Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

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