Bay County property record for 617 E 17th St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,751 sqft · built 1945 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $309 (2025) |
| Deeds & Mortgages | Jul 2019 Second Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14598-010-000 |
| Primary APN | 14598-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,751 sqft Living Area |
| 1st Floor Area | 1,751 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 617 E 17TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5457 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | COASTAL LANDS 4TH ADD BEG 15 W OF SW COR LOT 1 BLK K TH W 70 N 100 E 70 S 100 TO POB ORB 4151 P 2253 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 33 |
| Legal Subdivision | COASTAL LANDS 4TH ADD |
| Legal Block | K |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1600 |
617 E 17th St is owned and occupied by two individuals who acquired it in August 2019.
Source: Bay County records, as of January 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 617 E 17TH ST, PANAMA CITY, FL 32405-5457 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TYNDALL FCU |
| Jun 14, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Aug 2, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 1, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 30, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2019 |
| Transfer Doc | 0041512253 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 617 E 17TH ST, PANAMA CITY, FL 32405-5457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041481934 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 4148/1934 |
| Instrument | 2019067379 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 617 E 17TH ST, PANAMA CITY, FL 32405-5457 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040180140 |
|---|---|
| Date | Jun 14, 2018 |
| Book Page | 4018/0140 |
| Instrument | 2018035351 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 617 E 17TH ST, PANAMA CITY, FL 32405-5457 |
| Document Number | 0041512253 |
| Book / Page | 004151 / 002253 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 69783 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 617 E 17TH ST PANAMA CITY FL 324055457, PANAMA CITY, FL 32405-5457 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 1, 2019 |
| Property Address | 617 E 17TH ST, PANAMA CITY, FL 32405-5457 |
| Document Number | 0041392286 |
| Book / Page | 004139 / 002286 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 60157 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 617 E 17TH ST PANAMA CITY FL 324055457, PANAMA CITY, FL 32405-5457 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 30, 2018 |
| Property Address | 617 E 17TH ST, PANAMA CITY, FL 32405-5457 |
| Document Number | 0040321622 |
| Book / Page | 004032 / 001622 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 45184 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 617 E 17TH ST PANAMA CITY FL 324055457, PANAMA CITY, FL 32405-5457 |
The 2025 property tax bill for 617 E 17th St was $309 with a homeowner's exemption, down 29.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $309.00 (-29.61%) Homeowner's exemption | $44,587 | $80,470 Land $19,040 Building $61,430 |
| 2024 | $439.00 (-6.2%) | ||
| 2023 | $468.00 (-10.52%) Homeowner's exemption | $42,068 (+3%) | $69,494 (+14.6%) Land $16,065 Building $53,429 |
| 2022 | $523.00 Homeowner's exemption | $40,843 | $60,638 Land $11,959 Building $48,679 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 617 E 17th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 617 E 17th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures