918 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 918 E 17th St, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1990
Lot Size	0.232 acres (10,105 sqft)
Owner	Individual Name on File
Tax Bill	$488 (2025)
Deeds & Mortgages	May 2023 Document
Flood Zone	Zone X (minimal risk)
APN	`14483-012-000`

Property Details

APN / Parcel Number

Primary APN	`14483-012-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,105 sqft (0.232 acres)
Lot Dimensions	85 ft deep x 119 ft wide
Driveway	Driveway
Driveway Area	480 sqft
Porch	Open Porch
Porch Area	84 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	918 E 17TH ST
City	PANAMA CITY
State	FL
Zip	32405-6142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC07
Legal Description	KEITHS 4TH ADD BEG NE COR LOT 1 TH S 119 W 85 N 119 E 85 TO POB BLK 1 ORB 4691 P 2300
Legal Range	14W
Legal Township	03S
Legal Section	33
Legal Subdivision	KEITHS 4TH ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1015
Census Tract	1600

Owner

918 E 17th St is owned and occupied by an individual who acquired it in May 2023.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	918 E 17TH ST, PANAMA CITY, FL 32405-6142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 22, 2023
Transfer Doc	0046912300
Record Updated	Jun 8, 2026

May 2023:

Jurisdiction	BAY FL
Recording Date	May 24, 2023
Property Address	918 E 17TH ST, PANAMA CITY, FL 32405-6142
Document Number	0046912300
Book / Page	4691 / 2300
Instrument Date	May 22, 2023
Instrument	2023032034
Record Updated	Jan 15, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6105 PRIDGEN ST, PANAMA CITY, FL 32404-8324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 E 17TH ST, PANAMA CITY, FL 32405-6142

Tax Assessment & Valuation

The 2025 property tax bill for 918 E 17th St was $488 with a homeowner's exemption, down 22.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$488.00 (-22.17%) Homeowner's exemption	$67,537	$106,907 Land $30,083 Building $76,824
2024	$627.00 (-8.87%)
2023	$688.00 (-4.71%) Homeowner's exemption	$63,722 (+3%)	$91,608 (+15.98%) Land $25,382 Building $66,226
2022	$722.00 Homeowner's exemption	$61,866	$78,985 Land $18,896 Building $60,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 918 E 17th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 918 E 17th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20