612 E 17th St, Panama City, FL 32405 Property Records

Bay County property record for 612 E 17th St, Panama City, FL 32405

Property Summary

Property Type	Vacant Land
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Dec 2022)
Tax Bill	$417 (2025)
Deeds & Mortgages	Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`14565-010-000`

Property Details

APN / Parcel Number

Primary APN	`14565-010-000`

Interior

1st Floor Area	2,584 sqft

Exterior

Lot Area	6,969 sqft (0.16 acres)
Lot Dimensions	50 ft deep x 140 ft wide
Porch	Porch
Porch Area	222 sqft

Location & Zoning

Street Address	612 E 17TH ST
City	PANAMA CITY
State	FL
Zip	32405-5426
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	PC03
Legal Description	COASTAL LANDS 2ND ADD. LOT 12 BLK C ORB 4636 P 1811
Legal Range	14W
Legal Township	03S
Legal Section	33
Legal Subdivision	LANDS 2ND ADD
Legal Block	C
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1012
Census Tract	1600

Owner

612 E 17th St, vacant land, is owned by an individual who bought it in December 2022.

Source: Bay County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	13559 FALCON POINTE DR, ORLANDO, FL 32837-5307
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Jul 23, 2013
Deed Document Number	202286393
Deed Book / Page	4636 / 1811
Prior Transfer Date	Dec 27, 2013
Prior Transfer Doc	0035791197
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 5, 2022
Property Address	612 E 17TH ST, PANAMA CITY, FL 32405-5426
Document Number	0046361811
Book / Page	4636 / 1811
Map Reference	MB 3 PG 5
Instrument Date	Dec 2, 2022
Instrument	2022086393
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11886 SW 73RD TER, MIAMI, FL 33183-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13559 FALCON POINTE DR, ORLANDO, FL 32837-5307

Tax Assessment & Valuation

The 2025 property tax bill for 612 E 17th St was $417, up 1.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$417.00 (+1.21%)	$26,432 (+6.67%) Land $26,432	$26,432 (+6.67%) Land $26,432
2024	$412.00 (-25.63%)	$24,780 (+11.11%) Land $24,780	$24,780 (+11.11%) Land $24,780
2023	$554.00 (+21.76%)	$22,302 (+34.33%) Land $22,302	$22,302 (+34.33%) Land $22,302
2022	$455.00	$16,602 Land $16,602	$16,602 Land $16,602

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 612 E 17th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 E 17th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20