Bay County property record for 525 E 17th St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,056 sqft · built 1972 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,390 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14599-000-000 |
| Primary APN | 14599-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,969 sqft (0.16 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 525 E 17TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC03 |
| Legal Description | COAST. LANDS 4TH ADD. BEG 85 W OF SW COR LOT 1 BLK K TH W 70 TH N 100 TH E 70 S 100 TO POB BLK K ORB 3261 P 1123 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 33 |
| Legal Subdivision | LANDS 4TH ADD |
| Legal Block | K |
| Legal Lot Number | 1 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 1600 |
525 E 17th St is owned by an individual who acquired it in July 2010.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1515 FRIENDSHIP AVE, PANAMA CITY, FL 32405-3141 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 22, 2010 |
| Transfer Doc | 0032611123 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 525 E 17th St was $1,390, down 12.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,390.00 (-12.08%) | $80,560 | $102,774 Land $19,040 Building $83,734 |
| 2024 | $1,581.00 (+6.11%) | ||
| 2023 | $1,490.00 (+17.32%) | $89,008 (+13.43%) Land $16,065 Building $72,943 | $89,008 (+13.43%) Land $16,065 Building $72,943 |
| 2022 | $1,270.00 | $78,471 Land $11,959 Building $66,512 | $78,471 Land $11,959 Building $66,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 525 E 17th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 525 E 17th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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