6168 River Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 6168 River Rd, Hilliard, FL 32046

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,915 sqft · built 2019
Lot Size6.27 acres (273,243 sqft)
Owner2 Individual Names on Record
Tax Bill$4,269 (2025)
Deeds & MortgagesSep 2020 Mortgage
Feb 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-2N-23-0175-000A-0010

Property Details

APN / Parcel Number

Primary APN25-2N-23-0175-000A-0010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,915 sqft Heated Area
Gross Area2,846 sqft
1st Floor Area1,915 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area273,243 sqft (6.27 acres)
Garage TypeCarport
CarportCarport
Carport Area1,000 sqft

Exterior Amenities

Pool Area400 sqft
PorchOpen Porch
Porch Area422 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6168 RIVER RD
CityHILLIARD
StateFL
Zip32046-5518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOR
Legal DescriptionBLOCK A LOT 1 IN OR 2165/681 MCCULLY FOREST 8/191
Legal Range23E
Legal Township02N
Legal Section25
Legal SubdivisionMCCULLY FOREST
Legal BlockA
Legal Lot Number1
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2006
Census Tract50507

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6168 RIVER RD, HILLIARD, FL 32046-5518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 7, 2019Loan Modification, Mortgage
FIRST FED'L SVGS BK
May 7, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FIRST FSB/FL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2017
Deed SaleDec 19, 2017
Prior SaleDec 7, 2017 · Amount on Record
Deed Document Number201737098
Deed Book / Page2162 / 1724
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address6168 RIVER RD, HILLIARD, FL 32046-5518
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023900816
DateSep 9, 2020
Book Page2390/816
Instrument202045028409
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address6168 RIVER RD, HILLIARD, FL 32046-5518
Document Number0022540445
Instrument DateFeb 7, 2019
Transaction TypeMortgage
Record UpdatedMar 5, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6168 RIVER RD HILLIARD FL 320465518, HILLIARD, FL 32046-5518

Mortgage

Document Number0022540445
DateFeb 11, 2019
Book Page002254/000445
Instrument45003877
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 10, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

May 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionNASSAU FL
Recording DateMay 7, 2018
Property Address6168 RIVER RD, HILLIARD, FL 32046-5518
Document Number0021940853
Book / Page002194 / 000853
Instrument DateApr 20, 2018
Instrument13852
Transaction TypeConstruction Loan
Record UpdatedFeb 18, 2019
Title CompanyGUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TR INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address45336 INGLEHAM CIR CALLAHAN FL 320113793, CALLAHAN, FL 32011-3793

Mortgage

Document Number21940853
DateMay 7, 2018
Book Page002194/000853
Instrument13852
Lender
NameFIRST FSB/FL
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 6, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,269.00 (+4.84%) Homeowner's exemption$318,468 (+6%)$552,229 (+5.83%) Land $122,265 Building $429,964
2024$4,072.00 (+1.32%) Homeowner's exemption$300,455 (+3%)$521,789 (+14.32%) Land $119,130 Building $402,659
2023$4,019.00 (+10.23%) Homeowner's exemption$291,704 (+3%)$456,445 (+18.19%) Land $119,130 Building $337,315
2022$3,646.00 Homeowner's exemption$283,208$386,212 Land $68,970 Building $317,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 61% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Windstream
DSL
25 / 3

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