Delta County property record for 616 Ray Ct, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1978 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $70,000 (Jun 1998) |
| Tax Bill | $493 (2025) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R012627 |
| Primary APN | R012627 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,144 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R012627 |
|---|---|
| Street Address | 616 RAY CT |
| City | DELTA |
| State | CO |
| Zip | 81416-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 616 RAY CT DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: JACKSON SUBDIVISION #2 LOT: 42 TOTAL AC 0.11+- JACKSON SUBD #2 PUD /DELTA LOT 42 SEC 19 T15S R95W 6PM BK 461 PG 123 (R-369541) BK 500 PG 899 BK 584 PG 129 BK 616 PG 267 BK 640 PG 175 BK 706 PG 5 |
| Legal Subdivision | JACKSON SUBDIVISION #2 |
| Legal Lot Number | 42 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 964900 |
616 Ray Ct is owned and occupied by an individual who bought it in June 1998.
Source: Delta County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 616 RAY CT, DELTA, CO 81416-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 1998 · Amount on File |
| Deed Sale | Jun 26, 1998 · Amount on File |
| Prior Sale | Aug 19, 1993 · Amount on File |
| Prior Transfer Date | Oct 25, 1989 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 616 RAY CT, DELTA, CO 81416-2435 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 616 RAY CT, DELTA, CO 81416-2435 |
| Document Number | 0000743497 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 743497 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 788 Months |
| Due | Jul 10, 2088 |
| Rate | 6.73% |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 16.7% |
The 2025 property tax bill for 616 Ray Ct was $493, up 32.9% from the year before.
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $493.00 (+32.88%) | $13,506 (+20.36%) Land $3,125 Building $10,381 | $216,093 Land $50,000 Building $166,093 |
| 2024 | $371.00 (+3.92%) | $11,221 (-) Land $2,522 Building $8,699 | |
| 2023 | $357.00 (+7.53%) | $11,221 (+9.07%) Land $2,522 Building $8,699 | $167,475 (+13.14%) Land $37,639 Building $129,836 |
| 2022 | $332.00 | $10,288 Land $2,234 Building $8,054 | $148,031 Land $32,143 Building $115,888 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 616 Ray Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 616 Ray Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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