Delta County property record for 614 Ray Ct, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1978 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Apr 2020) |
| Tax Bill | $1,117 (2025) |
| Deeds & Mortgages | Mar 2020 Second Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R012626 |
| Primary APN | R012626 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,248 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R012626 |
|---|---|
| Street Address | 614 RAY CT |
| City | DELTA |
| State | CO |
| Zip | 81416-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 614 RAY CT DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: JACKSON SUBDIVISION #2 LOT: 41 TOTAL AC 0.11+- JACKSON SUBD #2 P U D DELTA LT 41 SEC 19 T15S R95W 6PM BK 460 PG 1544 BK 461 PG 1551 (R-370501) BK 486 PG 391 BK 505 PG 315 R717934 |
| Legal Subdivision | JACKSON SUBDIVISION #2 |
| Legal Lot Number | 41 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 964900 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 614 RAY CT, DELTA, CO 81416-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLORADO HOUSING & FINANCE AUTHORITY |
| Apr 1, 2020 | Special Warranty Deed, Transfer · FHA Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2020 · Amount on Record |
| Deed Sale | Apr 1, 2020 · Amount on Record |
| Prior Sale | Mar 31, 2020 · Amount on Record |
| Deed Document Number | 2020717934 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 614 RAY CT, DELTA, CO 81416-2435 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | LAND TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0000717936 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 717936 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 1, 2020 |
| Property Address | 614 RAY CT, DELTA, CO 81416-2435 |
| Document Number | 0000717934 |
| Instrument Date | Mar 26, 2020 |
| Instrument | 717934 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2130 N GLENNFIELD WAY, MERIDIAN, ID 83646-1282 |
| Name | Verified Name |
|---|---|
| Address | 614 RAY CT, DELTA, CO 81416-2435 |
| Document Number | 0000717935 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 717935 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Number | 0000717936 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 717936 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,117.00 (+29.28%) | $16,424 (+25.76%) Land $3,125 Building $13,299 | $262,780 (+34.81%) Land $50,000 Building $212,780 |
| 2024 | $864.00 (+3.97%) | $13,060 (-) Land $2,613 Building $10,447 | |
| 2023 | $831.00 (+11.39%) | $13,060 (+12.88%) Land $2,613 Building $10,447 | $194,923 (+17.09%) Land $38,997 Building $155,926 |
| 2022 | $746.00 | $11,570 Land $2,234 Building $9,336 | $166,474 Land $32,143 Building $134,331 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.8% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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