612 Ray Ct, Delta, CO 81416 Property Records

Delta County property record for 612 Ray Ct, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1977
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$209,000 (Apr 2022)
Tax Bill	$1,029 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R012625`

Property Details

APN / Parcel Number

Primary APN	`R012625`
Alternative APN	`345519307006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,144 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Marblecrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R012625
Street Address	612 RAY CT
City	DELTA
State	CO
Zip	81416-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	612 RAY CT DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: JACKSON SUBDIVISION #2 LOT: 40 TOTAL AC 0.11+- (N50.0, S50.0, E97.46, W97.65) JACKSON SUBD #2 PUD DELTA LT 40 SEC 19 T15S R95W 6PM BK 459 PG 1534 BK 497 PG 828 BK 556 PG 387 BK 560 PG 203 BK 575
Legal Subdivision	JACKSON SUBDIVISION #2
Legal Lot Number	40
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1045
Census Tract	964900

Owner

612 Ray Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	612 RAY CT, DELTA, CO 81416-2435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Aug 28, 2006 · Amount on File
Deed Document Number	2022738451
Prior Transfer Date	Oct 14, 2015
Prior Transfer Doc	0000683534
Record Updated	Sep 20, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Apr 12, 2022
Property Address	612 RAY CT, DELTA, CO 81416-2435
Document Number	0000738451
Instrument Date	Apr 6, 2022
Instrument	738451
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	612 RAY CT, DELTA, CO 81416-2435

Mortgage

Document Number	0000738452
Date	Apr 12, 2022
Instrument	738452

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0000738453
Date	Apr 12, 2022
Instrument	738453

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 612 Ray Ct was $1,029, up 32.9% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,029.00 (+32.95%)	$15,133 (+29.24%) Land $3,125 Building $12,008	$242,121 Land $50,000 Building $192,121
2024	$774.00 (+3.89%)	$11,709 (-) Land $2,548 Building $9,161
2023	$745.00 (+9.08%)	$11,709 (+10.51%) Land $2,548 Building $9,161	$174,764 (+14.64%) Land $38,031 Building $136,733
2022	$683.00	$10,595 Land $2,234 Building $8,361	$152,445 Land $32,143 Building $120,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 612 Ray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 612 Ray Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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