608 Ray Ct, Delta, CO 81416 Property Records

Delta County property record for 608 Ray Ct, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,236 sqft · built 1977
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,176 (2025)
Deeds & Mortgages	Aug 2023 Foreclosure Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R012623`

Property Details

APN / Parcel Number

Primary APN	`R012623`
Alternative APN	`345519307004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,236 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R012623
Street Address	608 RAY CT
City	DELTA
State	CO
Zip	81416-2435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	608 RAY CT DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: JACKSON SUBDIVISION #2 LOT: 38 TOTAL AC 0.11+- (N50.0, S50.0, E97.84, W98.03) JACKSON SUBD #2 PUD DELTA LOT 38 SEC 19 T15S R95W 6PM BK 470 PG 481 (R-378602) BK 515 PG 853 BK 555 PG 28 BK 674 PG
Legal Subdivision	JACKSON SUBDIVISION #2
Legal Lot Number	38
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1045
Census Tract	964900

Owner

608 Ray Ct is owned by two individuals who acquired it in August 2023.

Source: Delta County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9747 3200 RD, HOTCHKISS, CO 81419-9232
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Jul 12, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023
Deed Sale	Aug 16, 2023
Prior Sale	Jul 12, 2018 · Amount on File
Deed Document Number	2023748290
Prior Transfer Date	Feb 7, 2012
Prior Transfer Doc	0000656365
Record Updated	Oct 29, 2026

August 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DELTA CO
Recording Date	Aug 16, 2023
Property Address	608 RAY CT, DELTA, CO 81416-2435
Document Number	0000748290
Instrument Date	Aug 16, 2023
Instrument	748290
Transaction Type	Foreclosure
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9747 3200 RD, HOTCHKISS, CO 81419-9232

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jul 12, 2018
Property Address	608 RAY CT, DELTA, CO 81416-2435
Document Number	0000704609
Instrument Date	Jul 12, 2018
Instrument	704609
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	608 RAY CT, DELTA, CO 81416-2435

Mortgage

Document Number	0000704610
Date	Jul 12, 2018
Instrument	704610

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000704614
Date	Jul 13, 2018
Instrument	704614

Lender

Name	COLORADO HOUSING ASSISTNACE CORP
Type	Non-Lending Institution
Address	DENVER, CO 80204

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 608 Ray Ct was $1,176, up 18.4% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,176.00 (+18.43%)	$17,292 (+15.13%) Land $3,125 Building $14,167	$276,674 Land $50,000 Building $226,674
2024	$993.00 (+3.87%)	$15,019 (-) Land $2,690 Building $12,329
2023	$956.00 (+14.63%)	$15,019 (+16.11%) Land $2,690 Building $12,329	$224,163 (+20.44%) Land $40,149 Building $184,014
2022	$834.00	$12,935 Land $2,234 Building $10,701	$186,121 Land $32,143 Building $153,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 608 Ray Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 608 Ray Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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