616 N 2040 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 616 N 2040 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 2015
Lot Size	0.14 acres (6,096 sqft)
Owner	2 Individual Names on File
Last Sale	$254,200 (Oct 2017)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-528-0119`

Property Details

APN / Parcel Number

Primary APN	`45-528-0119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
Gross Area	3,479 sqft
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	6,096 sqft (0.14 acres)
Garage Type	Attached
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	616 N 2040 E
City	SPANISH FORK
State	UT
Zip	84660-6072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 119, PLAT 1A2, LEGACY FARMS AT SPANISH FORK SUB AREA 0.140 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	119
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1008
Census Tract	10308

Owner

616 N 2040 E is owned and occupied by two individuals who bought it in October 2017.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	616 N 2040 E, SPANISH FORK, UT 84660-6072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage VERITAS FUNDING LLC
Oct 31, 2017	Quit Claim Deed, Transfer · FHA Mortgage CITYWIDE HMS LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Aug 17, 2015 · Amount on File
Deed Document Number	2017108270
Prior Transfer Date	Oct 26, 2017
Prior Transfer Doc	0000108270
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	616 N 2040 E, SPANISH FORK, UT 84660-6072
Transaction Type	Mortgage
Record Updated	Apr 5, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000019126
Date	Mar 29, 2023
Instrument	19126:2023

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 28, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	616 N 2040 E, SPANISH FORK, UT 84660-6072
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207867
Date	Dec 28, 2020
Instrument	207867:2020

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	616 N 2040 E, SPANISH FORK, UT 84660-6072
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037982
Date	Mar 25, 2020
Instrument	37982:2020

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution
Address	MIDVALE, UT 84047

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Oct 31, 2017
Property Address	616 N 2040 E, SPANISH FORK, UT 84660-6072
Document Number	0000108270
Instrument Date	Oct 26, 2017
Instrument	108270
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	INWEST TITLE, INWEST TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	616 N 2040 E SPANISH FORK UT 846606072, SPANISH FORK, UT 84660-6072

Mortgage

Document Number	108271
Date	Oct 31, 2017
Instrument	108271

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 616 N 2040 E was $2,826.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,650 (-46.08%)	$523,000 (-1.97%) Land $276,200 Building $246,800
2025	$2,826.00	$533,500 Land $221,000 Building $312,500	$533,500 Land $221,000 Building $312,500
2024	$2,826.00 (+4.59%)
2023	$2,702.00 (-4.32%)	$278,905	$507,100 Land $210,500 Building $296,600
2022	$2,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 616 N 2040 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 N 2040 E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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