568 N 2040 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 568 N 2040 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,305 sqft · built 2015
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on File
Last Sale	$295,400 (Oct 2019)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-528-0115`

Property Details

APN / Parcel Number

Primary APN	`45-528-0115`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,305 sqft Living Area
Gross Area	3,796 sqft
Basement Area	1,018 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	568 N 2040 E
City	SPANISH FORK
State	UT
Zip	84660-5888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 115, PLAT 1A2, LEGACY FARMS AT SPANISH FORK SUB AREA 0.145 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	115
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1008
Census Tract	10308

Owner

568 N 2040 E is owned and occupied by two individuals who bought it in October 2019.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	568 N 2040 E, SPANISH FORK, UT 84660-5888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MOUNTAIN AMERICA FCU
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 25, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2019	Quit Claim Deed, Transfer TRULY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	Oct 6, 2015 · Amount on File
Deed Document Number	2019110381
Prior Transfer Date	Oct 21, 2019
Prior Transfer Doc	0000110383
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	568 N 2040 E, SPANISH FORK, UT 84660-5888
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121437
Date	Nov 30, 2022
Instrument	121437:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	VERNON, UT 84080

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	144 Months
Due	Nov 20, 2034

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	568 N 2040 E, SPANISH FORK, UT 84660-5888
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000124993
Date	Jul 14, 2021
Instrument	124993:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2036

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 25, 2019
Property Address	568 N 2040 E, SPANISH FORK, UT 84660-5888
Document Number	0000110381
Instrument Date	Oct 21, 2019
Instrument	110381:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TRULY TITLE INC UTAH

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	568 N 2040 E, SPANISH FORK, UT 84660-5888

Mortgage

Document Number	0000110382
Date	Oct 25, 2019
Instrument	110382:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Oct 25, 2019
Property Address	568 N 2040 E, SPANISH FORK, UT 84660-5888
Document Number	0000110383
Instrument Date	Oct 21, 2019
Instrument	110383
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	TRULY TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	568 N 2040 E SPANISH FORK UT 846605888, SPANISH FORK, UT 84660-5888

Tax Assessment & Valuation

The 2025 property tax bill for 568 N 2040 E was $3,036.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,405 (-46.54%)	$557,100 (-2.79%) Land $278,300 Building $278,800
2025	$3,036.00	$573,100 Land $222,700 Building $350,400	$573,100 Land $222,700 Building $350,400
2024	$3,036.00 (+5.6%)
2023	$2,875.00 (-4.49%)	$296,670	$539,400 Land $212,100 Building $327,300
2022	$3,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 568 N 2040 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 568 N 2040 E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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