633 N 2040 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 633 N 2040 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,778 sqft · built 2016
Lot Size	0.155 acres (6,748 sqft)
Owner	2 Individual Names on File
Last Sale	$265,300 (May 2016)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-528-0121`

Property Details

APN / Parcel Number

Primary APN	`45-528-0121`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	2,987 sqft
Basement Area	768 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	6,748 sqft (0.155 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	633 N 2040 E
City	SPANISH FORK
State	UT
Zip	84660-6072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121, PLAT 1A2, LEGACY FARMS AT SPANISH FORK SUB AREA 0.155 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	121
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1012
Census Tract	10308

Owner

633 N 2040 E is owned and occupied by two individuals who bought it in May 2016.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	633 N 2040 E, SPANISH FORK, UT 84660-6072
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2019	Deed of Trust, Mortgage · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2016 · Amount on File
Deed Sale	May 9, 2016 · Amount on File
Deed Document Number	201640609
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	633 N 2040 E, SPANISH FORK, UT 84660-6072
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	GT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113864
Date	Jun 24, 2021
Instrument	113864:2021

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	633 N 2040 E, SPANISH FORK, UT 84660-6072
Document Number	0000083154
Instrument Date	Aug 23, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	633 N 2040 E SPANISH FORK UT 846606072, SPANISH FORK, UT 84660-6072

Mortgage

Document Number	0000083154
Date	Aug 28, 2019
Instrument	83154

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 633 N 2040 E was $2,760.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,900 (-45.32%)	$518,000 (-0.58%) Land $282,600 Building $235,400
2025	$2,760.00	$521,000 Land $226,100 Building $294,900	$521,000 Land $226,100 Building $294,900
2024	$2,760.00 (+4.43%)
2023	$2,643.00 (-5.47%)	$272,800	$496,000 Land $215,200 Building $280,800
2022	$2,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 633 N 2040 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 633 N 2040 E is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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