648 N 2040 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 648 N 2040 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,808 sqft · built 2016
Lot Size	0.193 acres (8,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,400 (Mar 2020)
Tax Bill	$3,079 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`45-550-0010`

Property Details

APN / Parcel Number

Primary APN	`45-550-0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	1,808 sqft
Basement Area	1,788 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	8,412 sqft (0.193 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	1,126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	648 N 2040 E
City	SPANISH FORK
State	UT
Zip	84660-6072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, PLAT 13A, LEGACY FARMS AT SPANISH FORK SUB AREA 0.193 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1008
Census Tract	10308

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	648 N 2040 E, SPANISH FORK, UT 84660-6072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY CREEK MORTGAGE CORP
Nov 6, 2020	Intrafamily Transfer, Transfer
Oct 21, 2020	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU
Oct 16, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CITY CREEK MORTGAGE CORP
Sep 27, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on Record
Deed Sale	Mar 2, 2020 · Amount on Record
Prior Sale	Apr 20, 2016 · Amount on Record
Deed Document Number	202026803
Last Transfer Date	Nov 6, 2020
Transfer Doc	0000176645
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	648 N 2040 E, SPANISH FORK, UT 84660-6072
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	SILVER LEAF TITLE INSURANCE AGENCY, SILVER LEAF TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198674
Date	Nov 29, 2021
Instrument	198674:2021

Lender

Name	CITY CREEK MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 6, 2020
Property Address	648 N 2040 E, SPANISH FORK, UT 84660-6072
Document Number	0000176645
Instrument Date	Nov 6, 2020
Instrument	176645:2020
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	648 N 2040 E, SPANISH FORK, UT 84660-6072

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	648 N 2040 E, SPANISH FORK, UT 84660-6072
Document Number	0000167820
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 N 2040 EAST ST SPANISH FORK UT 84660, SPANISH FORK, UT 84660

Mortgage

Document Number	0000167820
Date	Oct 27, 2020
Instrument	167820

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 26, 2045

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Oct 16, 2020
Property Address	648 N 2040 E, SPANISH FORK, UT 84660-6072
Document Number	0000161763
Instrument Date	Oct 15, 2020
Instrument	161763
Transaction Type	Transfer
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 N 2040 E SPANISH FORK UT 846606072, SPANISH FORK, UT 84660-6072

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Mar 2, 2020
Property Address	648 N 2040 E, SPANISH FORK, UT 84660-6072
Document Number	0000026803
Instrument Date	Feb 26, 2020
Instrument	26803:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	SILVER LEAF TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	648 N 2040 E, SPANISH FORK, UT 84660-6072

Mortgage

Document Number	0000026802
Date	Mar 2, 2020
Instrument	26802:2020

Lender

Name	CITY CREEK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Sep 27, 2017
Property Address	648 N 2040 E, SPANISH FORK, UT 84660-6072
Document Number	0000095031
Instrument Date	Sep 26, 2017
Instrument	095031:2017
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	648 N 2040 E, SPANISH FORK, UT 84660-6072

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,010 (-45.29%)	$578,200 (-0.53%) Land $296,600 Building $281,600
2025	$3,079.00	$581,300 (+91.57%) Land $237,300 Building $344,000	$581,300 (+5.37%) Land $237,300 Building $344,000
2024	$3,079.00 (+4.73%)
2023	$2,940.00 (-4.79%)	$303,435	$551,700 Land $225,900 Building $325,800
2022	$3,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 76% of Utah
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Utah Broadband.

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