McIntosh County property record for 615 W Spaulding St, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,118 sqft · built 1955 |
| Lot Size | 0.153 acres (6,665 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $395 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 460038505 |
| Primary APN | 460038505 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,665 sqft (0.153 acres) |
| Porch | Covered Porch |
| Porch Area | 24 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Account Number | 460038505 |
|---|---|
| Street Address | 615 W SPAULDING ST |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-2233 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W70' LOT 7 BLK 57 OT-CHECOTAH 356/552 445/589 446/17 1051/284 1053/279 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 32 |
| Legal Subdivision | CHECOTAH |
| Legal Block | 57 |
| Legal Lot Number | 7 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 779700 |
Source: McIntosh County records · APN 460038505
Assessment roll updated October 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 106849 S 4230 RD, CHECOTAH, OK 74426-5114 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage PEOPLES NATIONAL BANK |
| Mar 04, 2019 | Joint Tenancy Deed, Transfer PEOPLES NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 04, 2019 |
| Transfer Doc | 001053/279 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 615 W SPAULDING ST, CHECOTAH, OK 74426-2233 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 106849 S 4230 RD, CHECOTAH, OK 74426-5114 |
| Document Number | 0001251/13 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 1251/13 |
| Instrument | I-2025-005673 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHECOTAH, OK 74426 |
| Amount | Amount Recorded |
|---|---|
| Term | 5 Months |
| Due | May 19, 2026 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Mar 04, 2019 |
| Property Address | 615 W SPAULDING ST, CHECOTAH, OK 74426-2233 |
| Document Number | 001053/279 |
| Book / Page | 1053 / 279 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 2019-000912 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 106849 S 4230 RD, CHECOTAH, OK 74426-5114 |
| Document Number | 2019000913 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 2019-000913 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 144 Months |
| Due | Mar 01, 2031 |
| Rate | 6.75% |
|---|
Source: McIntosh County records · Assessment roll updated October 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395.00 (-0.25%) | $4,477 (-) Land $443 Building $4,034 | $70,089 (+2.74%) Land $7,914 Building $62,175 |
| 2024 | $396.00 (+14.78%) | $4,477 (+10.24%) Land $431 Building $4,046 | $68,221 (+8.73%) Land $5,121 Building $63,100 |
| 2023 | $345.00 | $4,061 Land $413 Building $3,648 | $62,742 Land $5,121 Building $57,621 |
Source: FEMA National Flood Hazard Layer as of May 15, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| NBVDS Investment Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
Based on FCC filings for 328 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MCINTOSH CO. RWD #3 (VICTOR) serves 920 people |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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