407 W Spaulding St, Checotah, OK 74426 Property Records

McIntosh County property record for 407 W Spaulding St, Checotah, OK 74426 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 2018
Square Footage	1,689 sqft Living Area
Lot Size	5,750 sqft (0.132 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2023)
Tax Bill	$1,379.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`460025975`
Alternative APN	`2001-00-055-006-0-002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,689 sqft Living Area
1st Floor	1,689 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2018
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Material	Composition Shingle Roof
Lot Area	5,750 sqft (0.132 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	260 sqft Garage
Porch	Open Porch
Porch Area	228 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	460025975
Street Address	407 W SPAULDING ST
City	CHECOTAH
State	OK
Zip	74426-2423
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E50' LOT 6 & E50' OF S20' LOT 7 BLK 55 OT CHECOTAH 559/516 650/35 1057/632 1077/685 1170/723
Legal Range	17E
Legal Township	12N
Legal Section	32
Legal Subdivision	CHECOTAH
Legal Block	55
Legal Lot Number	6,7
Jurisdiction	MCINTOSH OK
Minor Civil Division	CHECOTAH
Census Blockgroup	4
Census Block	4030
Census Tract	779700

Owner

Source: McIntosh County records · APN 460025975

Assessment roll updated October 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	407 W SPAULDING ST, CHECOTAH, OK 74426-2423
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 03, 2023	Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage FLAT BRANCH HOME LOANS INC
Dec 31, 2019	Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIRST UNITED BANK & TRUST CO
Apr 22, 2019	Warranty Deed, Transfer · Commercial Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 03, 2023 · Amount on Record
Deed Sale	May 03, 2023 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Doc Number	I-2023-001929
Deed Book / Page	1170 / 723
Record Refreshed	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	May 03, 2023
Property Address	407 W SPAULDING ST, CHECOTAH, OK 74426-2423
Document Number	001170/723
Book / Page	1170 / 723
Instrument Date	Apr 28, 2023
Instrument	I-2023-001929
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	407 W SPAULDING ST, CHECOTAH, OK 74426-2423

Mortgage

Document Number	I2023001930
Date	May 03, 2023
Instrument	I-2023-001930

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	United States Department of Agriculture (USDA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCINTOSH OK
Recording Date	Dec 31, 2019
Property Address	407 W SPAULDING ST, CHECOTAH, OK 74426-2423
Document Number	001077/685
Book / Page	1077 / 685
Instrument Date	Dec 30, 2019
Instrument	2019-006771
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	NATIONS TITLE/OKC, NATIONS TITLE OF OKC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 W SPAULDING ST, CHECOTAH, OK 74426-2423

Mortgage

Document Number	2019006772
Date	Dec 31, 2019
Instrument	2019-006772

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCINTOSH OK
Recording Date	Apr 22, 2019
Property Address	407 W SPAULDING ST, CHECOTAH, OK 74426-2423
Document Number	001057/632
Book / Page	1057 / 632
Instrument Date	Apr 18, 2019
Instrument	2019-001999
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	AMERICAN EAGLE TITLE INSURANCE COMPANY, AMERICAN EAGLE TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$19.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114321 S 4193 RD, CHECOTAH, OK 74426-4101

Mortgage

Document Number	2019002000
Date	Apr 22, 2019
Instrument	2019-002000

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 18, 2020

Tax Assessment & Valuation

Source: McIntosh County records · Assessment roll updated October 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	McIntosh County
Municipality	Checotah City
Unified School District	Checotah Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,379.00 (-0.07%)	$15,606 (+0.78%) Land $1,169 Building $14,437	$141,875 (+0.78%) Land $10,626 Building $131,249
2024	$1,380.00 (+201.31%)	$15,485 (+187.34%) Land $825 Building $14,660	$140,772 (+41.49%) Land $7,500 Building $133,272
2023	$458.00 (+3.62%)	$5,389 (+5.01%) Land $354 Building $5,035	$99,493 (+4.45%) Land $4,428 Building $95,065
2022	$442.00	$5,132 Land $348 Building $4,784	$95,258 Land $3,163 Building $92,095

407 W Spaulding St, Checotah, OK 74426 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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