McIntosh County property record for 401 W Spaulding St, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,596 sqft · built 1997 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (May 2021) |
| Tax Bill | $1,573 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 460025973 |
| Primary APN | 460025973 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 199 sqft |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 460025973 |
|---|---|
| Street Address | 401 W SPAULDING ST |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S55' LOT 5 BLK 55 OT-CHECOTAH 357/12 459/570 482/210 780/437 899/184 1110/78 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 32 |
| Legal Subdivision | CHECOTAH |
| Legal Block | 55 |
| Legal Lot Number | 5 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 779700 |
Source: McIntosh County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 104914 S 4260 RD, CHECOTAH, OK 74426-2307 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2012 · Amount on Record |
| Deed Document Number | 0000111078 |
| Deed Book / Page | 1110 / 78 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | May 17, 2021 |
| Property Address | 401 W SPAULDING ST, CHECOTAH, OK 74426-2423 |
| Document Number | 1110/78 |
| Book / Page | 1110 / 78 |
| Instrument Date | May 12, 2021 |
| Instrument | 2021-002475 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021002476 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-002476 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: McIntosh County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,573.00 | $17,798 (+0.01%) Land $615 Building $17,183 | $191,429 (+16.54%) Land $8,836 Building $182,593 |
| 2024 | $1,573.00 (+14.57%) | $17,797 (+10.25%) Land $618 Building $17,179 | $164,254 (+8.25%) Land $5,717 Building $158,537 |
| 2023 | $1,373.00 | $16,143 Land $554 Building $15,589 | $151,732 Land $5,717 Building $146,015 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cross Wireless Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures