McIntosh County property record for 707 W Spaulding St, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1982 |
| Lot Size | 0.177 acres (7,710 sqft) |
| Owner | Company Name on File |
| Last Sale | $148,000 (Apr 2021) |
| Tax Bill | $780 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 460025995 |
| Primary APN | 460025995 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| 1st Floor Area | 1,372 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,710 sqft (0.177 acres) |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 452 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 460025995 |
|---|---|
| Street Address | 707 W SPAULDING ST |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 PT LOT 5 BLK 58 OT CHECOTAH BEG SE/C LOT 4 N80' W TO 80' NW OF SW/C LOT 4 SE'LY 80' E87.7' POB 166/14 636/234 974/527 1 |
| Legal Range | 17E |
| Legal Township | 12N |
| Legal Section | 32 |
| Legal Subdivision | CHECOTAH |
| Legal Block | 58 |
| Legal Lot Number | 4,5 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | CHECOTAH |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 779700 |
Source: McIntosh County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 707 W SPAULDING ST, CHECOTAH, OK 74426-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 25, 2022 | Intrafamily Transfer, Transfer |
| Apr 30, 2021 | Deed, Transfer · VA Mortgage FINANCIAL CONCEPTS MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on File |
| Deed Sale | Apr 30, 2021 · Amount on File |
| Prior Sale | Nov 24, 2015 · Amount on File |
| Deed Document Number | 20212070 |
| Deed Book / Page | 1108 / 777 |
| Last Transfer Date | Jul 21, 2022 |
| Transfer Doc | 001149/600 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Jul 25, 2022 |
| Property Address | 707 W SPAULDING ST, CHECOTAH, OK 74426-2050 |
| Document Number | 001149/600 |
| Book / Page | 1149 / 600 |
| Instrument Date | Jul 21, 2022 |
| Instrument | I-2022-004188 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Apr 30, 2021 |
| Property Address | 707 W SPAULDING ST, CHECOTAH, OK 74426-2050 |
| Document Number | 1108/777 |
| Book / Page | 1108 / 777 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021-002070 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | NATIONS TITLE OF OKC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 707 W SPAULDING ST, CHECOTAH, OK 74426-2050 |
| Document Number | 2021002071 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021-002071 |
| Name | FINANCIAL CONCEPTS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Municipality | Checotah City |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,828 (-) Land $933 Building $8,895 | $89,345 (-45.7%) Land $8,480 Building $80,865 | |
| 2025 | $780.00 Homeowner's exemption | $9,828 (+0.01%) Land $923 Building $8,905 | $164,538 (+6.39%) Land $15,453 Building $149,085 |
| 2024 | $780.00 (+3.86%) Homeowner's exemption | $9,827 (-0.01%) Land $635 Building $9,192 | $154,658 (+5.77%) Land $10,000 Building $144,658 |
| 2023 | $751.00 Homeowner's exemption | $9,828 Land $672 Building $9,156 | $146,220 Land $10,000 Building $136,220 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCINTOSH CO. RWD #3 (VICTOR) serves 920 people · EPA ID OK3004903 |
|---|---|
| Water Source | Purchased surface water from CHECOTAH PWA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Cross Wireless Fiber | 1,000 / 500 |
| Vyve Broadband Cable | 1,000 / 50 |
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