615 S 1040 E, American Fork, UT 84003 Property Records

Utah County property record for 615 S 1040 E, American Fork, UT 84003

Property Summary

Property Type	Townhouse
Details	3 bd · 1.75 ba · 1,406 sqft · built 2015
Lot Size	0.06 acres (2,623 sqft)
Owner	2 Company Names on Record
Last Sale	$304,300 (Jun 2020)
Tax Bill	$1,946 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-887-0035`

Property Details

APN / Parcel Number

Primary APN	`46-887-0035`
Alternative APNs	`467350035` `575029`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,406 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Exterior Material	Metal
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	2,623 sqft (0.06 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	575029
Old Parcel Number	467350035
Street Address	615 S 1040 E
City	AMERICAN FORK
State	UT
Zip	84003-3890
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 35, PLAT C, MIRA VISTA PUD 2ND AMD SUB AREA 0.060 AC.
Legal Subdivision	MIRA VISTA PUD 2ND AMD SUB
Legal Lot Number	35
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3005
Census Tract	510

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	615 S 1040 E, AMERICAN FORK, UT 84003-3890
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Jun 30, 2020	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG
Jul 20, 2017	Warranty Deed, Transfer · FHA Mortgage RETIREMENT FNDG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	202091342
Last Transfer Date	Apr 30, 2025
Transfer Doc	0000031751
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	615 S 1040 E, AMERICAN FORK, UT 84003-3890
Document Number	0000043189
Instrument Date	Mar 1, 2021
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 S 1040 E AMERICAN FORK UT 840033890, AMERICAN FORK, UT 84003-3890

Mortgage

Document Number	0000043189
Date	Mar 8, 2021
Instrument	43189

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 30, 2020
Property Address	615 S 1040 E, AMERICAN FORK, UT 84003-3890
Document Number	0000091342
Instrument Date	Jun 26, 2020
Instrument	91342
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	615 S 1040 E AMERICAN FORK UT 840033890, AMERICAN FORK, UT 84003-3890

Mortgage

Document Number	91343
Date	Jun 30, 2020
Instrument	91343

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jul 20, 2017
Property Address	615 S 1040 E, AMERICAN FORK, UT 84003-3890
Document Number	0000070145
Instrument Date	Jul 19, 2017
Instrument	70145
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 S 1040 E AMERICAN FORK UT 840033890, AMERICAN FORK, UT 84003-3890

Mortgage

Document Number	70146
Date	Jul 20, 2017
Instrument	70146

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Jul 19, 2082

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,495 (-45.56%)	$400,900 (-1.01%) Land $95,600 Building $305,300
2025	$1,946.00 (+0.05%)	$405,000 (+91.46%) Land $95,600 Building $309,400	$405,000 (+5.3%) Land $95,600 Building $309,400
2024	$1,945.00 (+8.36%)
2023	$1,795.00 (-7.9%)	$211,530	$384,600 Land $75,800 Building $308,800
2022	$1,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Utah Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Beehive Broadband, CenturyLink, SenaWave.

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