615 Mountain Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 615 Mountain Dr, Destin, FL 32541 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1974
Lot Size	0.224 acres (9,775 sqft)
Owner	2 Individual Names on File
Last Sale	$369,000 (Aug 2021)
Tax Bill	$3,584 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-4037-8`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-4037-8`
Alternative APNs	`00-2S-22-3081-000D-0090` `22S2003081000D0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,644 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	9,775 sqft (0.224 acres)
Lot Width	85 ft Width
Garage Type	Attached
Garage Area	240 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	615 MOUNTAIN DR
City	DESTIN
State	FL
Zip	32541-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEA HILLS 1ST LOT 9 BLK D
Legal Subdivision	SEA HILLS
Legal Block	D
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2012
Census Tract	23307

Owner

Source: Okaloosa County records · APN C56-000-590-4037-8

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	615 MOUNTAIN DR, DESTIN, FL 32541-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Apr 18, 2011 · Amount on Record
Deed Document Number	20213482558
Deed Book / Page	3568 / 4374
Prior Transfer Date	Oct 08, 2014
Prior Transfer Doc	0031694200
Record Updated	Jun 08, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 23, 2021
Property Address	615 MOUNTAIN DR, DESTIN, FL 32541-2427
Document Number	0035684374
Book / Page	3568 / 4374
Map Reference	MB 5 PG 35
Instrument Date	Aug 18, 2021
Instrument	3482558
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,583.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1430 HOMEPORT DR, 1430, NAVARRE, FL 32566-7137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	615 MOUNTAIN DR, DESTIN, FL 32541-2427

Mortgage

Document Number	35684376
Date	Aug 23, 2021
Instrument	3568/4376

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,584.00 (+2.4%)	$302,695 (+3.31%) Land $108,854 Building $193,841	$302,695 (+3.31%) Land $108,854 Building $193,841
2023	$3,500.00 (+6.71%)	$292,993 (+7.63%) Land $98,769 Building $194,224	$292,993 (+7.63%) Land $98,769 Building $194,224
2022	$3,280.00	$272,218 Land $89,790 Building $182,428	$272,218 Land $89,790 Building $182,428

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force 6 of 21 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.