Okaloosa County property record for 620 Mountain Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,467 sqft · built 1979 |
| Lot Size | 0.224 acres (9,775 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Aug 2018) |
| Tax Bill | $2,673 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4028-7 |
| Primary APN | C56-000-590-4028-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,467 sqft Heated Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 1,467 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,775 sqft (0.224 acres) |
| Lot Width | 85 ft Width |
| Garage Type | Finished |
| Garage Area | 513 sqft |
| Porch | Enclosed Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 620 MOUNTAIN DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEA HILLS 1ST LOT 6 BLK C |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | SEA HILLS 1ST ADDITION |
| Legal Block | C |
| Legal Lot Number | 6 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 620 MOUNTAIN DR, DESTIN, FL 32541-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Aug 3, 2018 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Prior Sale | Mar 26, 2004 · Amount on Record |
| Deed Document Number | 3224285 |
| Deed Book / Page | 3362 / 0855 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 620 MOUNTAIN DR, DESTIN, FL 32541-2429 |
| Document Number | 0034662666 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 620 MOUNTAIN DR DESTIN FL 325412429, DESTIN, FL 32541-2429 |
| Document Number | 0034662666 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 003466/002666 |
| Instrument | 3362912 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 3, 2018 |
| Property Address | 620 MOUNTAIN DR, DESTIN, FL 32541-2429 |
| Document Number | 0033620855 |
| Book / Page | 003362 / 000855 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 3224285 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9325 SW MAPLEWOOD DR #L128 TIGARD OR 972236166, L128, TIGARD, OR 97223-6166 |
| Document Number | 33620857 |
|---|---|
| Date | Aug 3, 2018 |
| Book Page | 003362/000857 |
| Instrument | 3224286 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2048 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,673.00 (+5.9%) Homeowner's exemption | $264,785 (+5.99%) | $335,451 (+4.18%) Land $108,854 Building $226,597 |
| 2023 | $2,524.00 (-24.68%) Homeowner's exemption | $249,828 (-16.78%) | $321,999 (+7.27%) Land $98,769 Building $223,230 |
| 2022 | $3,351.00 | $300,190 Land $89,790 Building $210,400 | $300,190 Land $89,790 Building $210,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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