Okaloosa County property record for 611 Mountain Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,977 sqft · built 1974 |
| Lot Size | 0.233 acres (10,171 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Jul 2018) |
| Tax Bill | $4,225 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4039-4 |
| Primary APN | C56-000-590-4039-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,977 sqft Heated Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 1,977 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,171 sqft (0.233 acres) |
| Lot Width | 93 ft Width |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 611 MOUNTAIN DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEA HILLS 1ST LOT 11 BLK D |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | SEA HILLS 1ST ADDITION |
| Legal Block | D |
| Legal Lot Number | 11 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23307 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 128 CLEMENTS ST NE, FORT WALTON BEACH, FL 32548-6427 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE ONE OF THE SOUTH INC |
| Jul 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FLORIDA BANK |
| Dec 14, 2017 | Loan Modification, Mortgage · Line of Credit AMERICAN MOMENTUM BK |
| Nov 30, 2017 | Warranty Deed, Transfer MAJESTY TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2018 · Amount on Record |
| Deed Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 0003360623 |
| Deed Book / Page | 3327 / 4257 |
| Prior Transfer Date | Nov 30, 2017 |
| Prior Transfer Doc | 3174980 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 611 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | MOULTON LAND TITLE INC, MOULTON LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2301 ROBERTS DR, NICEVILLE, FL 32578-2941 |
| Document Number | 0036194853 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 3619/4853 |
| Instrument | 3547402 |
| Name | MORTGAGE ONE OF THE SOUTH INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WALTON BEACH, FL 32548 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 611 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PANHANDLE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0033600625 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 3360/0625 |
| Instrument | 3221214 |
| Name | FIRST FLORIDA BANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32540 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 14, 2017 |
| Property Address | 611 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Document Number | 0033294279 |
| Book / Page | 003329 / 004279 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 3177750 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4006 S MACDILL AVE TAMPA FL 336111545, TAMPA, FL 33611-1545 |
| Document Number | 33294279 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 003329/004279 |
| Instrument | 3177750 |
| Name | AMERICAN MOMENTUM BK |
|---|---|
| Type | Bank |
| Address | 4830 W KENNEDY BLVD # 200, TAMPA, FL 33609-2521 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 30, 2017 |
| Property Address | 611 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Document Number | 0033274257 |
| Book / Page | 003327 / 004257 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 3174980 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | MAJESTY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,505.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4006 S MACDILL AVE TAMPA FL 336111545, TAMPA, FL 33611-1545 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,225.00 (+8.36%) | $356,801 (+3.04%) Land $108,854 Building $247,947 | $356,801 (+3.04%) Land $108,854 Building $247,947 |
| 2023 | $3,899.00 (+7.74%) | $346,288 (+7.46%) Land $98,769 Building $247,519 | $346,288 (+7.46%) Land $98,769 Building $247,519 |
| 2022 | $3,619.00 | $322,245 Land $89,790 Building $232,455 | $322,245 Land $89,790 Building $232,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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