Okaloosa County property record for 619 Mountain Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,392 sqft · built 1977 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Nov 2019) |
| Tax Bill | $2,936 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-4035-2 |
| Primary APN | C56-000-590-4035-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 1,971 sqft |
| 1st Floor Area | 1,392 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 9,200 sqft (0.211 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 319 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 619 MOUNTAIN DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEA HILLS 1ST LOT 7 BLK D |
| Legal Subdivision | SEA HILLS |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 23307 |
619 Mountain Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 326 BEDFORD CIR, CALERA, AL 35040-7231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Jun 16, 2021 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC |
| Nov 14, 2019 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG |
| Mar 28, 2017 | Warranty Deed, Transfer · FHA Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Prior Sale | Mar 28, 2017 · Amount on File |
| Deed Document Number | 20193318101 |
| Deed Book / Page | 3428 / 3925 |
| Prior Transfer Date | Aug 26, 2004 |
| Prior Transfer Doc | 0025610987 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 619 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 619 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Document Number | 0036431836 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 3643/1836 |
| Instrument | 3579427 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 619 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0035534922 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 3553/4922 |
| Instrument | 3464110 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 14, 2019 |
| Property Address | 619 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Document Number | 0034283925 |
| Book / Page | 003428 / 003925 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 3318101 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 619 MOUNTAIN DR DESTIN FL 325412427, DESTIN, FL 32541-2427 |
| Document Number | 34283927 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 003428/003927 |
| Instrument | 3318102 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 28, 2017 |
| Property Address | 619 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Document Number | 0032924624 |
| Book / Page | 3292 / 4624 |
| Map Reference | MB5 PG35 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 3125611 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | BURKE LAW AND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 111, CAMILLA, GA 31730-0111 |
| Name | Verified Name |
|---|---|
| Address | 619 MOUNTAIN DR, DESTIN, FL 32541-2427 |
| Document Number | 0003125612 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 3125612 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 619 Mountain Dr was $2,936 with exemptions applied.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,936.00 Homeowner's exemption Veteran's exemption | $291,983 Land $108,854 Building $183,129 | $291,983 Land $108,854 Building $183,129 |
| 2023 | $2,850.00 (+1.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $282,151 (+11.21%) Land $98,769 Building $183,382 | $282,151 (+11.21%) Land $98,769 Building $183,382 |
| 2022 | $2,809.00 | $253,716 Land $89,790 Building $163,926 | $253,716 Land $89,790 Building $163,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 619 Mountain Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 619 Mountain Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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