614 Riverside Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 614 Riverside Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,650 sqft · built 1976
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Last Sale	$240,500 (Nov 2020)
Tax Bill	$3,093 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`549468A000`

Property Details

APN / Parcel Number

Primary APN	`549468A000`
Alternative APN	`3-0009-4987-00-0094.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
Gross Area	2,388 sqft
1st Floor Area	1,236 sqft
Basement Area	552 sqft
Finished Basement	414 sqft
Unfinished Basement	138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549468A000
Street Address	614 RIVERSIDE DR
City	SAINT CHARLES
State	MO
Zip	63304-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PINE WOODS LOT 94
Legal Subdivision	PINE WOODS
Legal Lot Number	94
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3016
Census Tract	311331

Owner

614 Riverside Dr is owned and occupied by an individual who bought it in November 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	614 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Feb 25, 2013 · Amount on File
Deed Document Number	202090903
Prior Transfer Date	Jul 3, 2008
Prior Transfer Doc	0050171263
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 23, 2020
Property Address	614 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0000090903
Instrument Date	Nov 3, 2020
Instrument	90903
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	USTC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 RIVERSIDE DR ST CHARLES MO 633047945, ST CHARLES, MO 63304-7945

Mortgage

Document Number	90904
Date	Nov 23, 2020
Instrument	90904

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 22, 2050

Mortgage

Document Number	90905,
Date	Nov 23, 2020
Instrument	90905

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 614 Riverside Dr was $3,093, up 7.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,421 (-)	$270,635 (-) Land $60,000 Building $210,635
2025	$3,093.00 (+7.28%)	$51,421	$270,635 Land $60,000 Building $210,635
2024	$2,883.00
2023		$46,483
2022			$244,650 Land $60,000 Building $184,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 614 Riverside Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 units insured incl. 4 condo units
Nearby Flood Claims	6 (1979–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 614 Riverside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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