609 Riverside Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 609 Riverside Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1972
Lot Size	0.23 acres (10,000 sqft)
Owner	Company Name on Record
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Jul 2023 Transfer Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`549370A000`

Property Details

APN / Parcel Number

Primary APN	`549370A000`
Alternative APN	`3-0009-4987-00-0005.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	2,877 sqft
1st Floor Area	1,344 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	126 sqft
Deck Area	Deck Area
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549370A000
Street Address	609 RIVERSIDE DR
City	SAINT CHARLES
State	MO
Zip	63304-7931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PINE WOODS LOT 5
Legal Subdivision	PINE WOODS
Legal Lot Number	5
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3010
Census Tract	311331

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	609 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Intrafamily Transfer, Transfer
Nov 12, 2019	Deed of Trust, Mortgage · Line of Credit LINDELL BK&TR
Mar 31, 2017	Deed of Trust, Mortgage · Line of Credit LINDELL BK&TR
Mar 15, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 3, 2023
Transfer Doc	0000026457
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 6, 2023
Property Address	609 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931
Document Number	0000026457
Map Reference	MB 16 PG 20
Instrument Date	Jul 3, 2023
Instrument	2023R-026457
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	609 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	609 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931
Document Number	0071861781
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RIVERSIDE DR ST CHARLES MO 633047931, ST CHARLES, MO 63304-7931

Mortgage

Document Number	0071861781
Date	Nov 21, 2019
Book Page	007186/001781
Instrument	670400

Lender

Name	LINDELL BK&TR
Type	Bank
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	609 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931
Document Number	0067270585
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Apr 28, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RIVERSIDE DR ST CHARLES MO 633047931, ST CHARLES, MO 63304-7931

Mortgage

Document Number	0067270585
Date	Apr 13, 2017
Book Page	006727/000585
Instrument	220910

Lender

Name	LINDELL BK&TR
Type	Bank
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 15, 2017
Property Address	609 RIVERSIDE DR, SAINT CHARLES, MO 63304-7931
Document Number	0067121180
Book / Page	00671 / 001180
Instrument Date	Mar 15, 2017
Instrument	156520
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RIVERSIDE DR ST CHARLES MO 633047931, ST CHARLES, MO 63304-7931

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,148 (-)	$263,935 (-) Land $60,000 Building $203,935
2025	$3,017.00 (+8.56%)	$50,148 (+11.97%)	$263,935 (+11.97%) Land $60,000 Building $203,935
2024	$2,779.00 (+18.71%)
2023		$44,787 (+28.15%)
2022	$2,341.00	$34,950	$235,721 (+28.15%) Land $60,000 Building $175,721
2021			$183,945 Land $50,000 Building $133,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 units insured incl. 4 condo units
Nearby Flood Claims	6 (1979–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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