612 Riverside Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 612 Riverside Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,092 sqft · built 1975
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Jun 2023)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`549467A000`

Property Details

APN / Parcel Number

Primary APN	`549467A000`
Alternative APN	`3-0009-4987-00-0093.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,092 sqft
Basement Area	1,008 sqft
Finished Basement	1,000 sqft
Unfinished Basement	8 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,200 sqft (0.211 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549467A000
Street Address	612 RIVERSIDE DR
City	SAINT CHARLES
State	MO
Zip	63304-7945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	PINE WOODS LOT 93
Legal Subdivision	PINE WOODS
Legal Lot Number	93
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	3
Census Block	3016
Census Tract	311331

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	612 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING
Jun 27, 2023	Warranty Deed, Transfer · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jul 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	May 12, 2022 · Amount on Record
Deed Document Number	202325085
Prior Transfer Date	Jul 11, 2017
Prior Transfer Doc	0000429330
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 14, 2026
Property Address	612 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0000016959
Instrument Date	Apr 8, 2026
Instrument	202616959
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945

Mortgage

Document Number	0000016959,
Date	Apr 14, 2026
Instrument	202616959

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 27, 2023
Property Address	612 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0000025085
Map Reference	MB 16 PG 20-22
Instrument Date	Jun 22, 2023
Instrument	2023R-025085
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	729 W COOLIDGE ST UNIT 115, 115, PHOENIX, AZ 85013-2683

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945

Mortgage

Document Number	0000025086
Date	Jun 27, 2023
Instrument	2023R-025086

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 12, 2022
Property Address	612 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0000027135
Map Reference	MB 16 PG 20-22
Instrument Date	May 2, 2022
Instrument	2022R-027135
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027136
Date	May 12, 2022
Instrument	2022R-027136

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 12, 2017
Property Address	612 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number	0067731571
Book / Page	006773 / 001571
Instrument Date	Jul 11, 2017
Instrument	429330
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	612 RIVERSIDE DR ST CHARLES MO 633047945, ST CHARLES, MO 63304-7945

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,030 (-)	$279,107 (-) Land $60,000 Building $219,107
2025	$3,189.00 (+22.51%)	$53,030 (+26.46%)	$279,107 (+26.46%) Land $60,000 Building $219,107
2024	$2,603.00 (+9.74%)
2023		$41,934 (+18.4%)
2022	$2,372.00	$35,417	$220,704 (+18.4%) Land $60,000 Building $160,704
2021			$186,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 units insured incl. 4 condo units
Nearby Flood Claims	6 (1979–2020)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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