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618 Riverside Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 618 Riverside Dr, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,192 sqft · built 1975
Lot Size0.211 acres (9,200 sqft)
Owner2 Individual Names on Record
Last Sale$20,200 (Jun 2025)
Tax Bill$3,425 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN549471A000

Property Details

APN / Parcel Number

Primary APN549471A000
Alternative APN
  • 3-0009-4987-00-0096.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,192 sqft Living Area
Gross Area3,276 sqft
1st Floor Area1,569 sqft
Basement Area1,247 sqft
Finished Basement623 sqft
Unfinished Basement624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,200 sqft (0.211 acres)
Lot Dimensions115 ft deep x 80 ft wide
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area330 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number549471A000
Street Address618 RIVERSIDE DR
CitySAINT CHARLES
StateMO
Zip63304-7945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionPINE WOODS LOT 96
Legal SubdivisionPINE WOODS
Legal Lot Number96
JurisdictionST CHARLES MO
Township / Civil DivisionST. PETERS
Census Block Group3
Census Block3016
Census Tract311331

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address618 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleOct 22, 2004 · Amount on Record
Deed Document Number202527568
Prior Transfer DateJun 20, 2025
Prior Transfer Doc0000027568
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateFeb 25, 2022
Property Address618 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945
Document Number0000011153
Map ReferenceMB 16 PG 20-22
Instrument DateFeb 24, 2022
Instrument2022R-011153
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanyCONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26 SPRING BROOK RD, ROCKFORD, IL 61114-6876

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address618 RIVERSIDE DR, SAINT CHARLES, MO 63304-7945

Mortgage

Document Number0000011154
DateFeb 25, 2022
Instrument2022R-011154
Lender
NameFAMILY FINANCE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$56,993 (-)$299,965 (-) Land $60,000 Building $239,965
2025$3,425.00 (+6.33%)$56,993 (+9.62%)$299,965 (+9.62%) Land $60,000 Building $239,965
2024$3,221.00
2023$51,990
2022$273,630 Land $60,000 Building $213,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 units insured
incl. 4 condo units
Nearby Flood Claims6 (1979–2020)
Claims Outside the SFHA1 of 6
Most Recent ClaimAug 2020 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Wisper ISP.

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