614 Morningside Dr, Chenoa, IL 61726 Property Records

McLean County property record for 614 Morningside Dr, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,216 sqft · built 1987
Lot Size	0.58 acres (25,264 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2023)
Tax Bill	$7,752 (2024)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-12-129-019`

Property Details

APN / Parcel Number

Primary APN	`03-12-129-019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,216 sqft Living Area
1st Floor Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	25,264 sqft (0.58 acres)
Garage Area	707 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	614 MORNINGSIDE DR
City	CHENOA
State	IL
Zip	61726-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 18 &19 SUNRISE 2ND ADD TO CHENOA
Legal Subdivision	SUNRISE 2ND ADD
Legal Lot Number	18,19
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2061
Census Tract	5700

Owner

Source: McLean County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	614 MORNINGSIDE DR, CHENOA, IL 61726-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jul 23, 2020	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Deed Document Number	202313389
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 2, 2023
Property Address	614 MORNINGSIDE DR, CHENOA, IL 61726-1455
Document Number	202300013389
Map Reference	DOC 78-10752
Instrument Date	Sep 22, 2023
Instrument	2023-00013389
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	614 MORNINGSIDE DR, CHENOA, IL 61726-1455

Mortgage

Document Number	202300013390
Date	Oct 2, 2023
Instrument	2023-00013390

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.5%

Mortgage

Document Number	202300013391
Date	Oct 2, 2023
Instrument	2023-00013391

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	614 MORNINGSIDE DR, CHENOA, IL 61726-1455
Transaction Type	Mortgage
Record Updated	Aug 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000014033
Date	Jul 23, 2020
Instrument	2020-00014033

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61702

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,826 (+20.69%) Land $8,961 Building $88,865	$293,478 (+20.69%) Land $26,883 Building $266,595
2024	$7,752.00 (+16.19%)
2023	$6,672.00 (+6.62%)	$81,054 (+6.78%) Land $7,425 Building $73,629	$243,162 (+6.78%) Land $22,275 Building $220,887
2022	$6,258.00	$75,908 Land $6,954 Building $68,954	$227,724 Land $20,862 Building $206,862

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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