605 Morningside Dr, Chenoa, IL 61726 Property Records

McLean County property record for 605 Morningside Dr, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1,668 sqft · built 1998
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2026)
Tax Bill	$5,625 (2024)
Deeds & Mortgages	Aug 2026 Sale Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-12-130-005`

Property Details

APN / Parcel Number

Primary APN	`03-12-130-005`

Interior

Stories	1 Story
Building Area	1,668 sqft Living Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Lot Area	12,196 sqft (0.28 acres)

Location & Zoning

Street Address	605 MORNINGSIDE DR
City	CHENOA
State	IL
Zip	61726-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND ADD TO SUNRISE ADD LOT 31
Legal Subdivision	2ND ADD SUNRISE ADD
Legal Lot Number	31
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2058
Census Tract	5700

Owner

Source: McLean County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	605 MORNINGSIDE DR, CHENOA, IL 61726-1451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 15, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 8, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Deed Document Number	202611631
Prior Transfer Date	Sep 26, 2011
Prior Transfer Doc	0000021435
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 7, 2026
Property Address	605 MORNINGSIDE DR, CHENOA, IL 61726-1451
Document Number	0000011631
Instrument Date	Jun 26, 2026
Instrument	202611631
Transaction Type	Transfer
Record Updated	Aug 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$41,662.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 MORNINGSIDE DR, CHENOA, IL 61726-1451

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	605 MORNINGSIDE DR, CHENOA, IL 61726-1451
Transaction Type	Mortgage
Record Updated	Sep 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200016536
Date	Sep 15, 2022
Instrument	2022-00016536

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate	4.75%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	605 MORNINGSIDE DR, CHENOA, IL 61726-1451
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000198
Date	Jan 8, 2019
Instrument	2019-00000198

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,351 (+20.69%) Land $5,263 Building $73,088	$235,053 (+20.69%) Land $15,789 Building $219,264
2024	$5,625.00
2023		$64,918 Land $4,361 Building $60,557	$194,754 Land $13,083 Building $181,671

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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