610 Morningside Dr, Chenoa, IL 61726 Property Records

McLean County property record for 610 Morningside Dr, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,348 sqft · built 1995
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Dec 2018)
Tax Bill	$5,339 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-12-129-018`

Property Details

APN / Parcel Number

Primary APN	`03-12-129-018`

Interior

Full Baths	2 Baths
Building Area	1,348 sqft Living Area
1st Floor Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,196 sqft (0.28 acres)
Garage Area	526 sqft
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	610 MORNINGSIDE DR
City	CHENOA
State	IL
Zip	61726-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SUNRISE 2ND ADD TO THE CITT CHENOA
Legal Subdivision	SUNRISE 2ND ADD
Legal Lot Number	20
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	2
Census Block	2061
Census Tract	5700

Owner

610 Morningside Dr is owned and occupied by two individuals who bought it in December 2018.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 MORNINGSIDE DR, CHENOA, IL 61726-1455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 12, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SERVICES III LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Deed Document Number	201819945
Prior Transfer Date	Apr 26, 2012
Prior Transfer Doc	0000011211
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	610 MORNINGSIDE DR, CHENOA, IL 61726-1455
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100015852
Date	Jul 2, 2021
Instrument	2021-00015852

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.49%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 12, 2018
Property Address	610 MORNINGSIDE DR, CHENOA, IL 61726-1455
Document Number	201800019945
Map Reference	DOC78-10752
Instrument Date	Aug 9, 2018
Instrument	2018-00019945
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	AMERICA LAND TITLE AFFILIATES, AMERICA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	610 MORNINGSIDE DR, CHENOA, IL 61726-1455

Mortgage

Document Number	201800019946
Date	Dec 12, 2018
Instrument	2018-00019946

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$69,445 Land $5,263 Building $64,182	$208,335 Land $15,789 Building $192,546
2024	$5,339.00 (+8.76%)
2023	$4,909.00	$57,539 Land $4,361 Building $53,178	$172,617 Land $13,083 Building $159,534

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 Morningside Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 Morningside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon, Watch TV.

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