McLean County property record for 604 Morningside Dr, Chenoa, IL 61726
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,710 sqft · built 1994 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 2023) |
| Tax Bill | $7,431 (2024) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-12-129-020 |
| Primary APN | 03-12-129-020 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,710 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 13,503 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 665 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 604 MORNINGSIDE DR |
|---|---|
| City | CHENOA |
| State | IL |
| Zip | 61726-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 & N10 LOT 22 2ND ADD TO SUNRISE ADD |
| Legal Subdivision | 2ND ADD SUNRISE ADD |
| Legal Lot Number | 23,22 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | CHENOA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 5700 |
Source: McLean County records · APN 03-12-129-020
Assessment roll updated April 8, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 MORNINGSIDE DR, CHENOA, IL 61726-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 16, 2023 | Warranty Deed, Transfer · FHA Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC |
| Apr 18, 2019 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SERVICES III LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2023 · Amount on Record |
| Deed Sale | Oct 16, 2023 · Amount on Record |
| Prior Sale | Apr 18, 2019 · Amount on Record |
| Deed Document Number | 202314252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Oct 16, 2023 |
| Property Address | 604 MORNINGSIDE DR, CHENOA, IL 61726-1455 |
| Document Number | 202300014252 |
| Map Reference | DOC 78-10572 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023-00014252 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | FTC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 604 MORNINGSIDE DR, CHENOA, IL 61726-1455 |
| Document Number | 202300014253 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023-00014253 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Number | 202300014254 |
|---|---|
| Date | Oct 16, 2023 |
| Instrument | 2023-00014254 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Nov 01, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 604 MORNINGSIDE DR, CHENOA, IL 61726-1455 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201900019109 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | 2019-00019109 |
| Name | FIRST STATE MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Apr 18, 2019 |
| Property Address | 604 MORNINGSIDE DR, CHENOA, IL 61726-1455 |
| Document Number | 201900005516 |
| Map Reference | DOC 78-10752 |
| Instrument Date | Apr 11, 2019 |
| Instrument | 2019-00005516 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | FRONTIER TITLE COMPANY, FRONTIER TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $318.75 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 604 MORNINGSIDE DR, CHENOA, IL 61726-1455 |
| Document Number | 201900005517 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 2019-00005517 |
| Name | MORTGAGE SERVICES III LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Chenoa Township |
| Municipality | Chenoa City |
| Unified School District | Prairie Central Community Unit School District 8 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $94,058 (+25.12%) Land $5,832 Building $88,226 | $282,174 (+25.12%) Land $17,496 Building $264,678 | |
| 2024 | $7,431.00 (+12.78%) | ||
| 2023 | $6,589.00 (+6.12%) | $75,173 (+6.78%) Land $4,832 Building $70,341 | $225,519 (+6.78%) Land $14,496 Building $211,023 |
| 2022 | $6,209.00 | $70,400 Land $4,525 Building $65,875 | $211,200 Land $13,575 Building $197,625 |
Source: FEMA National Flood Hazard Layer, McLean County (17113C), as of June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130057002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| MCC Network Services Fiber | 8,000 / 8,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: AMG Technology Investment Group, Benton Ridge Telephone Company, Verizon.
Based on FCC filings for 132 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL1130300, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHENOA serves 1,800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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