614 Harding Blvd, Cotter, AR 72626 Property Records

Baxter County property record for 614 Harding Blvd, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,324 sqft
Owner	2 Individual Names on File
Last Sale	$115,000 (Aug 2001)
Tax Bill	$4,041 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`004-00365-000`

Property Details

APN / Parcel Number

Primary APN	`004-00365-000`
Alternative APN	`27029`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,324 sqft Living Area
1st Floor Area	1,495 sqft

Exterior

Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Fiberglass
Garage Type	Detached

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	208 sqft
Deck Area	144 sqft
Patio Area	200 sqft
Storage Building	144 sqft
Utility Building	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	614 HARDING BLVD
City	COTTER
State	AR
Zip	72626-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1486-1499 COTTER
Legal Subdivision	COTTER LOTS
Legal Lot Number	1486-14
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2027
Census Tract	950900

Owner

Source: Baxter County records · APN 004-00365-000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 614, COTTER, AR 72626-0614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2001 · Amount on Record
Deed Sale	Aug 01, 2001 · Amount on Record
Deed Document Number	0001-008137
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	614 HARDING BLVD, COTTER, AR 72626-9747
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202202867
Date	Mar 11, 2022
Instrument	L202202867

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	MOUNTAIN HOME, AR 72654

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Baxter County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,041.00 (-2.41%) Homeowner's exemption	$108,010 (+222.23%) Land $5,600 Building $102,410
2024	$4,141.00 (-1.78%)
2023	$4,216.00 Homeowner's exemption	$33,520 Land $5,600 Building $27,920	$540,050 Land $28,000 Building $512,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 3, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Yelcot Holding Group Fiber	1,000 / 500
Optimum Communications Cable	940 / 35

May also be available: Verizon.

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COTTER WATERWORKS serves 1,233 people
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.