Baxter County property record for 609 Harding Blvd, Cotter, AR 72626 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Square Footage | 1,528 sqft Living Area |
| Lot Size | 22,494 sqft (0.516 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $49.00 (2025) |
| Primary APN | 004-00398-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,528 sqft Living Area |
| 1st Floor | 1,528 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Construction Type | Frame Construction |
|---|---|
| Roof Construction | Gable Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 22,494 sqft (0.516 acres) |
| Deck Area | 296 sqft Deck |
| Porch Area | 322 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 609 HARDING BLVD |
|---|---|
| City | COTTER |
| State | AR |
| Zip | 72626-9747 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT LOTS 1629-1632 COTTER AND PART W 1/2 SW 31-19-14 |
| Legal Range | 14 |
| Legal Township | 19 |
| Legal Section | 31 |
| Legal Subdivision | COTTER LOTS |
| Legal Lot Number | 1629-16 |
| Jurisdiction | BAXTER AR |
| Minor Civil Division | WHITEVILLE |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 950900 |
Source: Baxter County records · APN 004-00398-000
Assessment roll updated November 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 HARDING BLVD, COTTER, AR 72626-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING |
| Jul 01, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Oct 10, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Apr 09, 2019 |
| Transfer Doc | L202509002 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 609 HARDING BLVD, COTTER, AR 72626-9747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 371 RED DOG RD, CARBONDALE, CO 81623-9423 |
| Document Number | L202601610 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | L202601610 |
| Name | CORNERSTONE HOME LENDING |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAXTER AR |
| Property Address | 609 HARDING BLVD, COTTER, AR 72626-9747 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | L202505781 |
|---|---|
| Date | Jul 01, 2025 |
| Instrument | L202505781 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | MOUNTAIN HOME, AR 72653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Jun 26, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAXTER AR |
| Recording Date | Oct 10, 2025 |
| Property Address | 609 HARDING BLVD, COTTER, AR 72626-9747 |
| Document Number | L202509002 |
| Instrument Date | Apr 09, 2019 |
| Instrument | L202509002 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | PO BOX 328, COTTER, AR 72626-0328 |
Source: Baxter County records · Assessment roll updated November 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Baxter County |
| Municipality | Cotter City |
| Unified School District | Cotter School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49.00 (-58.47%) Homeowner's exemption | $23,190 (-) Land $9,000 Building $14,190 | |
| 2024 | $118.00 (-38.86%) | ||
| 2023 | $193.00 Homeowner's exemption | $23,190 Land $9,000 Building $14,190 | $115,950 Land $45,000 Building $70,950 |
Source: FEMA National Flood Hazard Layer, Baxter County (05005C), updated December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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