524 Harding Blvd, Cotter, AR 72626 Property Records

Baxter County property record for 524 Harding Blvd, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,062 sqft
Lot Size	0.249 acres (10,875 sqft)
Owner	Individual Name on File
Tax Bill	$1,019 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-00368-000`

Property Details

APN / Parcel Number

Primary APN	`004-00368-000`
Alternative APN	`27032`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,062 sqft Living Area
1st Floor Area	1,062 sqft
Flooring	Hardwood

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,875 sqft (0.249 acres)
Porch	Slab
Porch Area	128 sqft
Utility Building	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	524 HARDING BLVD
City	COTTER
State	AR
Zip	72626-9746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1504-1506 COTTER
Legal Range	14
Legal Township	19
Legal Section	31
Legal Subdivision	COTTER LOTS
Legal Lot Number	1504,15
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2029
Census Tract	950900

Owner

Source: Baxter County records · APN 004-00368-000

Assessment roll updated November 25, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	524 HARDING BLVD, COTTER, AR 72626-9746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Jan 10, 2022
Property Address	524 HARDING BLVD, COTTER, AR 72626-9746
Document Number	L202200409
Instrument Date	Dec 21, 2021
Instrument	L202200409
Transaction Type	Transfer
Record Updated	Jan 19, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	232 HARDING BLVD, 232, COTTER, AR 72626-9601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 HARDING BLVD, COTTER, AR 72626-9746

Mortgage

Document Number	L202200410
Date	Jan 10, 2022
Instrument	L202200410

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Baxter County records · Assessment roll updated November 25, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,019.00	$20,330 (-) Land $1,200 Building $19,130
2024	$1,019.00
2023	$1,019.00	$20,330 Land $1,200 Building $19,130	$101,650 Land $6,000 Building $95,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 3, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 66% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Yelcot Holding Group Fiber	1,000 / 500
Optimum Communications Cable	940 / 35

May also be available: Verizon.

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COTTER WATERWORKS serves 1,233 people
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.