605 Harding Blvd, Cotter, AR 72626 Property Records

Baxter County property record for 605 Harding Blvd, Cotter, AR 72626 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,606 sqft
Owner	Individual Name on File
Last Sale	$205,000 (Sep 2020)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-00397-000`

Property Details

APN / Parcel Number

Primary APN	`004-00397-000`
Alternative APN	`27062`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Garage Type	Attached
Driveway	Driveway
Driveway Area	1,740 sqft
Porch	Open Porch
Porch Area	600 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	605 HARDING BLVD
City	COTTER
State	AR
Zip	72626-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1627 & 1628, EAST 10 FEET OF LOT 1626, AND THE WEST 15 FEET OF LOT 1629 COTTER
Legal Subdivision	COTTER LOTS
Legal Lot Number	1627,16
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2022
Census Tract	950900

Owner

Source: Baxter County records · APN 004-00397-000

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	605 HARDING BLVD, COTTER, AR 72626-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 05, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS BANK
Sep 21, 2020	Warranty Deed, Transfer · Conventional Mortgage THE FARMERS AND MERCHANTS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	2020-L202009672
Deed Book / Page	2020 / L202009672
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	605 HARDING BLVD, COTTER, AR 72626-9747
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202600038
Date	Jan 05, 2026
Instrument	L202600038

Lender

Name	THE FARMERS & MERCHANTS BANK
Type	Bank
Address	STUTTGART, AR 72160

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Feb 28, 2031

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Sep 21, 2020
Property Address	605 HARDING BLVD, COTTER, AR 72626-9747
Document Number	L202009672
Instrument Date	Sep 21, 2020
Instrument	L202009672
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	ALLEY ABSTRACT COMPANY, ALLEY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	602 OAK HOLLOW LN, 602, JONESBORO, AR 72401-6068

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 COMBS AVE, COTTER, AR 72626-9190

Mortgage

Document Number	L202009673
Date	Sep 21, 2020
Instrument	L202009673

Lender

Name	THE FARMERS AND MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Nov 21, 2025

Tax Assessment & Valuation

Source: Baxter County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00	$40,470 (-) Land $8,000 Building $32,470
2024	$2,030.00
2023	$2,030.00	$40,470 Land $8,000 Building $32,470	$202,350 Land $40,000 Building $162,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Baxter County (05005C), updated December 3, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Yelcot Holding Group	Fiber	1,000 / 500
Optimum Communications	Cable	940 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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