706 E Keyser St, Garrett, IN 46738 Property Records

DeKalb County property record for 706 E Keyser St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,644 sqft · built 1920
Lot Size	0.096 acres (4,182 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Sep 2020)
Tax Bill	$1,142 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-09-03-135-014.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-03-135-014.000-013`
Alternative APN	`260903135014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	4,182 sqft (0.096 acres)
Lot Dimensions	140 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	260903135014
Street Address	706 E KEYSER ST
City	GARRETT
State	IN
Zip	46738-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEY 2ND ADD LOT 15 BLOCK 89
Legal Subdivision	KEY 2ND ADD
Legal Block	89
Legal Lot Number	15
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	2
Census Block	2042
Census Tract	20602

Owner

Source: DeKalb County records · APN 17-09-03-135-014.000-013

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	706 E KEYSER ST, GARRETT, IN 46738-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Jun 21, 1999 · Amount on Record
Deed Document Number	20205714
Prior Transfer Date	May 05, 2014
Prior Transfer Doc	0201401855
Record Updated	Sep 20, 2026

September 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	DE KALB IN
Recording Date	Sep 14, 2020
Property Address	706 E KEYSER ST, GARRETT, IN 46738-1607
Document Number	0202005714
Map Reference	MB 4 PG 18
Instrument Date	Sep 04, 2020
Instrument	202005714
Transaction Type	Transfer
Record Updated	Jun 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	706 E KEYSER ST, GARRETT, IN 46738-1607

Mortgage

Document Number	0202005715
Date	Sep 14, 2020
Instrument	202005715

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+13.75%)	$156,100 (+16.58%) Land $19,900 Building $136,200	$156,100 (+16.58%) Land $19,900 Building $136,200
2024	$1,004.00 (+24.41%)	$133,900 (+12.05%) Land $17,300 Building $116,600	$133,900 (+12.05%) Land $17,300 Building $116,600
2023	$807.00 (+10.7%)	$119,500 (+17.16%) Land $15,100 Building $104,400	$119,500 (+17.16%) Land $15,100 Building $104,400
2022	$729.00	$102,000 Land $12,400 Building $89,600	$102,000 Land $12,400 Building $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 27, 2018 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
City of Auburn Fiber	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Defiance Holdings Fixed Wireless	200 / 50
Mercury Broadband Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 613 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARRETT WATER UTILITY serves 6,390 people
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.