540 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 540 E Exchange St, Owosso, MI 48867 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$168,000 (2024)
Tax Bill$6,048.00 (2025)

Property Details

APN / Parcel Number

Primary APN050-666-000-043-00

Exterior

Lot Area7,841 sqft (0.18 acres)

Location & Zoning

Street Address540 E EXCHANGE ST
CityOWOSSO
StateMI
Zip48867-3014
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionN 97' LOTS 15 & 16 OUTLOT 7 AL & BO WILLIAMS SUBDIV OUTLOT 6 & 7
Legal SubdivisionWILLIAMS SUBDIV
Legal Lot Number15-16
Legal UnitA
JurisdictionSHIAWASSEE MI
Minor Civil DivisionOWOSSO
Census Blockgroup4
Census Block4006
Census Tract30500

Owner

Source: Shiawassee County records · APN 050-666-000-043-00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4425 W HOWE RD, DEWITT, MI 48820-9295
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Quit Claim Deed, Transfer
Quitclaim Document
Jun 18, 2021Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2024 · Amount on Record
Deed SaleSep 25, 2024 · Amount on Record
Prior SaleJun 18, 2021 · Amount on Record
Deed Doc Number20243385146
Deed Book / Page1320 / 861
Prior Transfer DateJan 01, 2022
Prior Transfer Doc0012980703
Record RefreshedSep 20, 2026

July 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHIAWASSEE MI
Recording DateJul 20, 2022
Property Address540 E EXCHANGE ST, OWOSSO, MI 48867-3014
Document Number0012980703
Book / Page1298 / 703
Map ReferenceLB 6 PG 677
Instrument DateJan 01, 2022
Instrument3362644
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address115 W RIDGE ST, 115, OWOSSO, MI 48867-4434

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 W RIDGE ST, OWOSSO, MI 48867-4434

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHIAWASSEE MI
Recording DateJun 18, 2021
Property Address540 E EXCHANGE ST, OWOSSO, MI 48867-3014
Document Number0012830972
Book / Page1283 / 972
Map ReferenceLB 6 PG 677
Instrument DateJun 11, 2021
Instrument3347757
Transaction TypeTransfer
Record UpdatedJul 05, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1707 E BENNINGTON RD, 1707, OWOSSO, MI 48867-8739

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 W RIDGE ST, OWOSSO, MI 48867-4434

Mortgage

Document Number3347758
DateJun 18, 2021
Instrument3347758
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$108,100 (+8.1%)$216,200 (+8.1%)
2025$6,048.00 (+4.93%) Homeowner's exemption Additional exemption filed$100,000 (+2.15%)$200,000 (+2.15%)
2023$5,764.00 Homeowner's exemption Additional exemption filed$97,900$195,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Exchange St

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