602 E Canal St, Troy, OH 45373 Property Records

Miami County property record for 602 E Canal St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1920
Lot Size	0.052 acres (2,248 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 2007)
Tax Bill	$1,340 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D08-009290`

Property Details

APN / Parcel Number

Primary APN	`D08-009290`
Alternative APNs	`050627.2-27-008-00` `D08SE019 01200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	2,448 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,248 sqft (0.052 acres)
Lot Dimensions	107 ft deep x 21 ft wide
Porch	Open Porch
Porch Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	602 E CANAL ST
City	TROY
State	OH
Zip	45373-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IL 667 21.03 NW COR CANAL
Legal Lot Number	667
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3003
Census Tract	365200

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	602 E CANAL ST, TROY, OH 45373-3621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BANK RICHMOND NA
Oct 18, 2024	Transfer on Death Deed, Transfer
Mar 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 28, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2007 · Amount on Record
Deed Sale	Aug 3, 2007 · Amount on Record
Prior Sale	Feb 3, 1989 · Amount on Record
Last Transfer Date	Oct 17, 2024
Transfer Doc	0000010736
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	602 E CANAL ST, TROY, OH 45373-3621
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 S WALNUT ST, TROY, OH 45373-4010

Mortgage

Document Number	0000013830
Date	Dec 1, 2025
Instrument	2025OR-13830

Lender

Name	FIRST BANK RICHMOND NA
Type	Bank
Address	121 S OHIO AVE, SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Oct 18, 2024
Property Address	602 E CANAL ST, TROY, OH 45373-3621
Document Number	0000010736
Map Reference	MB 8 PG 130
Instrument Date	Aug 27, 2024
Instrument	2024OR-10736
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 E CANAL ST, TROY, OH 45373-3621

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 28, 2023
Property Address	602 E CANAL ST, TROY, OH 45373-3621
Document Number	0000003174
Instrument Date	Mar 23, 2023
Instrument	2023OR-03174
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	602 E CANAL ST, TROY, OH 45373-3621

Mortgage

Document Number	0000003175
Date	Mar 28, 2023
Instrument	2023OR-03175

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	May 28, 2021
Property Address	602 E CANAL ST, TROY, OH 45373-3621
Document Number	0000009433
Instrument Date	May 25, 2021
Instrument	2021OR-09433
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	824 S WALNUT ST, TROY, OH 45373-4010

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,340.00 (+27.38%) Homeowner's exemption	$36,370 (+49.49%) Land $3,330 Building $33,040	$103,900 (+49.5%) Land $9,500 Building $94,400
2024	$1,052.00 (+2.43%) Homeowner's exemption	$24,330 (-) Land $3,470 Building $20,860
2023	$1,027.00 (+14.88%)	$24,330 (-) Land $3,470 Building $20,860	$69,500 (-) Land $9,900 Building $59,600
2022	$894.00	$24,330 Land $3,470 Building $20,860	$69,500 Land $9,900 Building $59,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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