607 7th St, Spencer, NC 28159 Property Records

Rowan County property record for 607 7th St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1993
Square Footage	2,247 sqft Living Area
Lot Size	34,412 sqft (0.789 acres)
Garage	Carport
Occupancy	Owner Occupied
Last Sale	$131,000 (2004)
Tax Bill	$2,577.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`031 020`
Alternative APN	`6044305`

Interior

Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	2,247 sqft Living Area
1st Floor	2,247 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Footing Foundation
Lot Area	34,412 sqft (0.789 acres)
Depth X Width	145 ft x 238 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Patio Area	168 sqft Patio
Porch	1 Porch
Porch Area	240 sqft Porch
Storage Building	Storage Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	6044305
Old Parcel Number	031 020
Street Address	607 7TH ST
City	SPENCER
State	NC
Zip	28159-1529
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L5-8 & PTL4 BLK 49 HENDERSON & VANDERFORD
Legal Subdivision	HENDERSON VANDERFORDS/SPENCER
Legal Block	49
Legal Lot Number	5
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	3
Census Block	3027
Census Tract	50700

Owner

Source: Rowan County records · APN 031 020

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	607 7TH ST, SPENCER, NC 28159-1529
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2004 · Amount on Record
Deed Sale	Nov 23, 2004 · Amount on Record
Deed Doc Number	0010230538
Deed Book / Page	1023 / 0538
Record Refreshed	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	607 7TH ST, SPENCER, NC 28159-1529
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013750947
Date	May 26, 2021
Book Page	1375/947

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,577.00	$228,103 Land $50,000 Building $178,103	$228,103 Land $50,000 Building $178,103

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.