613 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 613 Vermont Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,050 sqft · built 1975
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Nov 2023)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Nov 2023 Sale Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0038-0160`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0038-0160`
Alternative APNs	`263001000100380160` `76843`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,325 sqft
1st Floor Area	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 0.5 ft wide
Porch	Florida Room
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	613 VERMONT AVE
City	SAINT CLOUD
State	FL
Zip	34769-2758
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 38 LOTS 16 & 17 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	38
Legal Lot Number	16
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2018
Census Tract	43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	613 VERMONT AVE, SAINT CLOUD, FL 34769-2758
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer
Sep 18, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Prior Sale	Sep 18, 2019
Deed Document Number	2023152516
Deed Book / Page	6507 / 1994
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 20, 2023
Property Address	613 VERMONT AVE, SAINT CLOUD, FL 34769-2758
Document Number	0065071994
Book / Page	6507 / 1994
Map Reference	MB B PG 33
Instrument Date	Nov 20, 2023
Instrument	2023152516
Transaction Type	Transfer
Record Updated	Dec 7, 2023

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1733 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1733 CHATSWORTH CIR, SAINT CLOUD, FL 34771-7687

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 18, 2019
Property Address	613 VERMONT AVE, SAINT CLOUD, FL 34769-2758
Document Number	0055911635
Book / Page	005591 / 001635
Instrument Date	Sep 13, 2019
Instrument	120684
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	613 VERMONT AVE ST CLOUD FL 347692758, ST CLOUD, FL 34769-2758

Mortgage

Document Number	55911636
Date	Sep 18, 2019
Book Page	005591/001636
Instrument	120685

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,558.00 (+2.61%)	$185,800 (+13.09%) Land $46,800 Building $139,000	$185,800 (+13.09%) Land $46,800 Building $139,000
2024	$2,493.00 (-13.08%)
2023	$2,868.00 (+11.51%)	$164,300 (+15.3%) Land $42,500 Building $121,800	$164,300 (+15.3%) Land $42,500 Building $121,800
2022	$2,572.00	$142,500 Land $35,100 Building $107,400	$142,500 Land $35,100 Building $107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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