515 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 515 Vermont Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1992
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Mar 2004)
Tax Bill	$910 (2025)
Deeds & Mortgages	Mar 2026 Transfer Sep 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0021-0170`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0021-0170`
Alternative APNs	`263001000100210170` `76690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,442 sqft Living Area
Gross Area	1,898 sqft
1st Floor Area	1,442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Unfinished Vinyl Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	515 VERMONT AVE
City	SAINT CLOUD
State	FL
Zip	34769-2756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 33/34 BLK 21 LOTS 17 & 18 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	21
Legal Lot Number	17
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2017
Census Tract	43400

Owner

Source: Osceola County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 VERMONT AVE, SAINT CLOUD, FL 34769-2756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Intrafamily Transfer, Transfer
Sep 9, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2004 · Amount on Record
Deed Sale	Mar 30, 2004 · Amount on Record
Prior Sale	Oct 3, 2002 · Amount on Record
Deed Document Number	200461682
Deed Book / Page	2475 / 861
Last Transfer Date	May 18, 2011
Transfer Doc	0068461676
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Mar 26, 2026
Property Address	515 VERMONT AVE, SAINT CLOUD, FL 34769-2756
Document Number	0069441566
Book / Page	6944 / 1566
Map Reference	MB 8 PG 33
Instrument Date	Mar 16, 2026
Instrument	2026040443
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 VERMONT AVE, SAINT CLOUD, FL 34769-2249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 VERMONT AVE, SAINT CLOUD, FL 34769-2249
Investor	Possibly a Property Investor

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 9, 2025
Property Address	515 VERMONT AVE, SAINT CLOUD, FL 34769-2756
Document Number	0068461676
Book / Page	6846 / 1676
Map Reference	MB B PG 33
Instrument Date	May 18, 2011
Instrument	2025111735
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 VERMONT AVE, SAINT CLOUD, FL 34769-2756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 VERMONT AVE, SAINT CLOUD, FL 34769-2756
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$910.00 (+4.6%)	$93,722 (+2.9%)	$289,900 (+1.65%) Land $46,800 Building $243,100
2024	$870.00 (+4.44%) Homeowner's exemption	$91,081 (+3%)	$285,200 (+10.24%) Land $46,800 Building $238,400
2023	$833.00 (+5.71%) Homeowner's exemption	$88,429 (+3%)	$258,700 (+18.13%) Land $42,500 Building $216,200
2022	$788.00 Homeowner's exemption	$85,854	$219,000 Land $35,100 Building $183,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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