612 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 612 Vermont Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1990
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Feb 2022)
Tax Bill	$5,232 (2025)
Deeds & Mortgages	Feb 2022 Sale Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0037-0070`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0037-0070`
Alternative APNs	`263001000100370070` `76832`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Living Area
Gross Area	2,226 sqft
1st Floor Area	1,154 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 0.5 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	552 sqft
Patio Area	140 sqft
Shed	1 Shed
Shed Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	HVAC

Location & Zoning

Street Address	612 VERMONT AVE
City	SAINT CLOUD
State	FL
Zip	34769-2759
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	ST CLOUD PB B PG 34 BLK 37 LOTS 7 & 8 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	37
Legal Lot Number	7
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3067
Census Tract	43400

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8533 BROADWAY # 5, 5, NEW YORK, NY 10003
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME BANK
Mar 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	202226224
Deed Book / Page	6152 / 496
Record Updated	Oct 29, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 16, 2022
Property Address	612 VERMONT AVE, SAINT CLOUD, FL 34769-2759
Document Number	0061520496
Book / Page	6152 / 496
Map Reference	MB B PG 33
Instrument Date	Jan 8, 2022
Instrument	2022026224
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 VERMONT AVE, 612, SAINT CLOUD, FL 34769-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	835 BROADWAY, NEW YORK, NY 10003-4702
Investor	Possibly a Property Investor

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	612 VERMONT AVE, SAINT CLOUD, FL 34769-2759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056700513
Date	Feb 5, 2020
Book Page	5670/0513
Instrument	2020018494

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SEMINOLE, FL 33772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 15, 2019
Property Address	612 VERMONT AVE, SAINT CLOUD, FL 34769-2759
Document Number	0054912882
Book / Page	5491 / 2882
Map Reference	MB B PG 33
Instrument Date	Mar 14, 2019
Instrument	2019033244
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	612 VERMONT AVE, 612, SAINT CLOUD, FL 34769-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 VERMONT AVE, SAINT CLOUD, FL 34769-2759

Mortgage

Document Number	2019033245
Date	Mar 15, 2019
Instrument	2019033245

Lender

Name	FIRST HOME BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,232.00 (+2.17%)	$292,100 (+12.13%) Land $46,800 Building $245,300	$292,100 (+12.13%) Land $46,800 Building $245,300
2024	$5,121.00 (+9.07%)
2023	$4,695.00 (+101.94%)	$260,500 (+52.18%) Land $42,500 Building $218,000	$260,500 (+18.09%) Land $42,500 Building $218,000
2022	$2,325.00 Homeowner's exemption	$171,179	$220,600 Land $35,100 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 units insured incl. 12 condo units
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	3 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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