Osceola County property record for 700 Vermont Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,295 sqft · built 1979 |
| Lot Size | 0.31 acres (13,503 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $235,000 (Oct 2017) |
| Tax Bill | $3,596 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0080-0010 |
| Primary APN | 01-26-30-0001-0080-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,295 sqft Living Area |
| Gross Area | 3,393 sqft |
| 1st Floor Area | 2,295 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,503 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 512 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 474 sqft |
| Deck Area | 580 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 700 VERMONT AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | GRAY & LAURAIN PB 1 PG 176 BLK 80 LOTS 1 & N 40 FT OF LOT 2 & N 90 FT OF E 25 FT OF LOT 14 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 80 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 43400 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 700 VERMONT AVE, SAINT CLOUD, FL 34769-3265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on Record |
| Deed Sale | Oct 18, 2017 · Amount on Record |
| Deed Document Number | 2017149369 |
| Deed Book / Page | 5225 / 2478 |
| Prior Transfer Date | Jul 28, 2015 |
| Prior Transfer Doc | 0048171685 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 18, 2017 |
| Property Address | 700 VERMONT AVE, SAINT CLOUD, FL 34769-3265 |
| Document Number | 0052252478 |
| Book / Page | 5225 / 2478 |
| Map Reference | MB1 PG176 |
| Instrument Date | Oct 13, 2017 |
| Instrument | 2017149369 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 125 MONTANA AVE, 125, SAINT CLOUD, FL 34769-2167 |
| Name | Verified Name |
|---|---|
| Address | 700 VERMONT AVE, SAINT CLOUD, FL 34769-3265 |
| Document Number | 0052252479 |
|---|---|
| Date | Oct 18, 2017 |
| Book Page | 5225/2479 |
| Instrument | 2017149370 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,596.00 (+3.6%) Homeowner's exemption Disabled Person's exemption | $248,784 (+5.99%) | $408,700 (+12.1%) Land $63,200 Building $345,500 |
| 2024 | $3,471.00 (+2.75%) | ||
| 2023 | $3,378.00 (+1.2%) Homeowner's exemption Disabled Person's exemption | $234,732 (+3%) | $364,600 (+15.56%) Land $57,500 Building $307,100 |
| 2022 | $3,338.00 Homeowner's exemption Disabled Person's exemption | $227,896 | $315,500 Land $51,800 Building $263,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured incl. 12 condo units |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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