613 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 613 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,216 sqft · built 1880
Lot Size	0.445 acres (19,384 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Sep 2011)
Tax Bill	$9,746 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-103-0015-500`

Property Details

APN / Parcel Number

Primary APN	`74-07-103-0015-500`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Building Area	7,216 sqft Living Area
1st Floor Area	3,644 sqft
Basement Area	3,644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	19,384 sqft (0.445 acres)
Lot Dimensions	198 ft deep x 98 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	613 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3 MLTPLE
Legal Description	LOT 13 EXC W 232' & EXC S 98' OF E 198.51' THEREOF ASSESSOR'S SUBDIVISION OF LOTS 1,20 & 21 OF SUBDIVISION OF PART OF PC 304
Legal Subdivision	THEREOF ASSESSORS SUBDIVISION
Legal Lot Number	13
Legal Unit	13,1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4000
Census Tract	642000

Owner

613 N Riverside Ave is owned and occupied by two individuals who bought it in September 2011.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	613 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Correction Deed · Commercial Mortgage COMERICA BANK
Nov 24, 2025	Warranty Deed, Transfer · Conventional Mortgage COMERICA BANK
Oct 25, 2021	Land Contract, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2011 · Amount on File
Deed Sale	Sep 7, 2011 · Amount on File
Prior Sale	Mar 18, 2008 · Amount on File
Deed Document Number	201123765
Deed Book / Page	4180 / 298
Prior Transfer Date	Jan 11, 2007
Prior Transfer Doc	003673/819
Record Updated	Oct 29, 2026

November 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 25, 2025
Property Address	613 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417
Document Number	0005874965
Book / Page	5874 / 965
Map Reference	LB 50 PG 39
Instrument Date	Nov 25, 2025
Instrument	2025022715
Record Updated	Apr 14, 2026
Title Company	TRANSNATION TITLE AGENCY MQT, TRANSNATION TTL AGCY ST CLAI

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5011 DAVIS RD, SAINT CLAIR, MI 48079-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417
Investor	Possibly a Property Investor

Mortgage

Document Number	2026005274
Date	Nov 25, 2025
Instrument	2026005274

Lender

Name	COMERICA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 24, 2025
Property Address	613 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417
Document Number	0005874454
Book / Page	5874 / 454
Map Reference	LB 50 PG 39
Instrument Date	Oct 6, 2025
Instrument	2025022620
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5011 DAVIS RD, SAINT CLAIR, MI 48079-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417

Mortgage

Document Number	2025022621
Date	Nov 24, 2025
Instrument	2025022621

Lender

Name	COMERICA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	11.3%

October 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 25, 2021
Property Address	613 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417
Document Number	0005439492
Book / Page	5439 / 492
Map Reference	LB 50 PG 39
Instrument Date	Sep 22, 2021
Instrument	2021030007
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5011 DAVIS RD, 5011, SAINT CLAIR, MI 48079-2010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5417

Tax Assessment & Valuation

The 2025 property tax bill for 613 N Riverside Ave was $9,746 with a homeowner's exemption, up 2.8% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,800 (-1.44%)	$835,600
2025	$9,746.00 (+2.81%) Homeowner's exemption	$423,900
2024	$9,480.00		$847,800
2023		$256,200
2022	$8,812.00		$512,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 613 N Riverside Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 613 N Riverside Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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