620 N Riverside Ave, Saint Clair, MI 48079 Property Records

St. Clair County property record for 620 N Riverside Ave, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,710 sqft · built 1960
Lot Size	0.398 acres (17,380 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Jul 2018)
Tax Bill	$11,371 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-088-0006-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-088-0006-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,710 sqft Living Area
Basement Area	1,710 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Lot Area	17,380 sqft (0.398 acres)
Lot Dimensions	280 ft deep x 62 ft wide
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74070880006000
Street Address	620 N RIVERSIDE AVE
City	SAINT CLAIR
State	MI
Zip	48079-5482
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 LOW DENSITY
Legal Description	S62.5' OF LOT 5 ASSESSORS MOORE-ST CLAIR PLAT OF PART OF PC 305
Legal Subdivision	ASSESSORS
Legal Lot Number	5
Legal Unit	5
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	7
Census Block	7001
Census Tract	642000

Owner

Source: St. Clair County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FINANCIAL CORP
Jul 11, 2018	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2018 · Amount on Record
Deed Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	2018015678
Deed Book / Page	4966 / 81
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	620 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5482
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	620 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5482

Mortgage

Document Number	5452528
Date	Nov 19, 2021
Book Page	5452/528
Instrument	2021032632

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	620 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5482
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050910345
Date	Aug 28, 2019
Book Page	5091/345
Instrument	2019017712

Lender

Name	LEADERONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2044

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 11, 2018
Property Address	620 N RIVERSIDE AVE, SAINT CLAIR, MI 48079-5482
Document Number	0000496681
Book / Page	4966 / 81
Map Reference	LB 52 PG 7
Instrument Date	Jun 22, 2018
Instrument	2018015678
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,816.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8327 WINECUP HL, 8327, SAN ANTONIO, TX 78256-2498

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 HANNA WOODS, CRAMERTON, NC 28032-1647

Mortgage

Document Number	2018015679
Date	Jul 11, 2018
Instrument	2018015679

Lender

Name	LEADER ONE FINANCIAL CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$293,600 (-2.81%)
2024	$11,371.00 (+3.02%)		$587,200 (-2.81%)
2023		$302,100
2022	$11,038.00		$604,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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